I am trying to get my husband over to the uk but i am short of the 18,600 so i am saving up for the 16,000 in the bank plus x 2 of my salary. i am 30 and have been paying into a pention through standard life for the past 10 years. I get a statement every year of how much money is in my pention for me to retire when i am 65. Can i use those statements for my pention as savings do they count? for example if it said 10,000 pound saved for my pention can i use that and add 6,000 to get my 16,000 in the bank then just save for x2 shortfall of my salary?