Page 5 of 5 FirstFirst ... 345
Results 41 to 49 of 49

Thread: Accident while driving someone elses car...who is responsible?

  1. #41
    Silver
    Join Date
    Nov 2006
    Posts
    3,077
    Post Thanks / Like

    Default

    Quote Originally Posted by monfongo View Post
    If he loaned you the car it should have ins. that covers you. You should be liable for the deductible and nothing more. And if you have a gold or platinum card, that would cover it, Been there done that.


    If it's in your possession, it's your responsibility. Even if the garage owner has full insurance on everything, maybe he doesn't want to file a claim? Why should he get a rate hike, or lose his coverage because he loans out his cars?

  2. #42
    Gold
    Join Date
    Apr 2004
    Posts
    7,386
    Post Thanks / Like

    Default

    With friend's like this guy no one needs enemies. Do the right thing and pay. Stop crying like a baby.

  3. Likes irishpaddy liked this post
  4. #43
    Bronze
    Join Date
    Feb 2005
    Posts
    805
    Post Thanks / Like

    Default

    If you have a gold or platinum card, pay it with the card and then file a claim with the card company. If he sold you a good car in the first place you wouldn't have this problem.

  5. #44
    On a VERY short thread...
    Join Date
    May 2007
    Posts
    7,916
    Post Thanks / Like

    Default

    Quote Originally Posted by ctrob View Post
    If it's in your possession, it's your responsibility. Even if the garage owner has full insurance on everything, maybe he doesn't want to file a claim? Why should he get a rate hike, or lose his coverage because he loans out his cars?
    If he "loans out cars" I assume it is to please customers and increase his business? By not having a contract and actually renting a loaner he is saving money on insurance

    I agree that paying for damage would be the "right thing" to do but doubt a court (At least in US) would make him pay There was no contract, no mention of responsibility etc

  6. #45
    Bronze
    Join Date
    Sep 2013
    Posts
    631
    Post Thanks / Like

    Default

    Quote Originally Posted by monfongo View Post
    If you have a gold or platinum card, pay it with the card and then file a claim with the card company. If he sold you a good car in the first place you wouldn't have this problem.
    I believe this only works when you have rented the car with the credit card ...no good after the fact

  7. #46
    Bronze
    Join Date
    Sep 2012
    Posts
    856
    Post Thanks / Like

    Default

    No offense intended but how many of you here (no matter how long you have lived here) have experience dealing with Body Shop owners?
    I haven't seen the damage so I won't comment on $350 being a good price or outrageous. Having said that I will say that if the damage was noticeable getting to $350 is not very difficult. Maybe you could have offered a bit less and you would be better off.

    Dealing with Body shop owners is NOT for an amateur. Sure they can low ball you but then get into it and all of the sudden "find other damages" and your quote doubles. Now you are really screwed because the car is in parts (with perhaps some missing) and what are you going to do?
    As I have stated on DR1 before I ran 2 car rental companies (after 20+ years in the same business in the states) here in the DR. I understand the mentality and actually became friends with one body shop owner in the city. I was tough as nails with him and showed up at his shop unannounced when he was working on my cars. I bought the replacement parts (at a discount) and gave them to him and made sure MY parts got on the vehicle plus I inspected every car that returned from his or other shops before they were accepted.
    Pay the $350 and consider yourself lucky is my advice.

  8. Likes Bronxboy liked this post
  9. #47
    Silver
    Join Date
    Jan 2016
    Posts
    3,881
    Post Thanks / Like

    Default

    Quote Originally Posted by Derfish View Post
    Probably 100 over the years. Nothing offensive ever as far as I am concerned.
    Hell I have had 8 different paying jobs since starting to receive Social Security bennies!

  10. #48
    Regular
    Join Date
    Dec 2003
    Posts
    83
    Post Thanks / Like

    Default

    Pay the money. But get something in writing this time. The car agency owner is sloppy. He has a commercial policy. He either lied to you that he didn't have insurance to cover property damage or he lied to the insurance company so that he wouldn't have to pay the additional premium to cover the exposure of loaning his rentals. If you were in the states you could walk. Like many other dispute cases written about here, you're hosed.

  11. Likes IslandDreaming liked this post
  12. #49
    Platinum
    Join Date
    Jan 2009
    Posts
    16,572
    Post Thanks / Like

    Default

    Farmers' Insurance has spoken.......

Page 5 of 5 FirstFirst ... 345

Tags for this Thread

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
Single Sign On provided by vBSSO