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Thread: Humano or Monumental Seguros

  1. #1
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    Default Humano or Monumental Seguros

    Hi,
    after a search about the seguros (healthy insurance), we have to decide between Humano and La Monumental. Details are similar in both so any suggestion? The most choosen by Expats here in DR?

    Thanks

  2. #2
    Moderator - North Coast Forum
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    between the two, humano. and universal is just as good.

    North Coast Moderator

  3. #3
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    We have Humano - never had a complaint or problem

  4. #4
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    I have ARS Palic Prestige and they have been very good. I even get access to the VIP lounge in Las Americas Airport
    Last edited by Drake; 10-26-2017 at 06:19 PM.

  5. #5
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    My wife and I have both been with Humano for 7 years. Never had an issue.

  6. #6
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    We have used Universal for the last 12 years and no problems.

    Bob K

  7. #7
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    There's an age cut off for signing up, right? What is that - 65?

  8. #8
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    I have Humano, they should be better but are good, at work we pay a complementary plan and we got Royal plan, is very good so try to get that one, even you have to pay diference in clinics, has better coverage in all services.

  9. #9
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    Quote Originally Posted by ctrob View Post
    There's an age cut off for signing up, right? What is that - 65?
    There are a number of insurance companies that will not sign up people over a certain age. I believe 65 is a common age for the cut off, but you would have to ask each company on their own policy. I have heard there are ways to sign up over the age of 65, but cannot personally confirm that this is true.

  10. #10
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    Yes, mostly the cut off is 65, from what I understand if you get in before, like 64, then you can carry on and stay on the same policy, but they don't sign you on new if over 65 - as mentioned there are some with different rules of course....

    The most important thing is to go to your local clinic/hospital near you that you would be using and check if they accept the company you want to sign on. I remember sometime ago CMP refused some big names due to some dispute of some sort, imagine, that would be bumber if you live in this area....!

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