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Thread: Humano or Monumental Seguros

  1. #11
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    Ah, I see you started another thread (!), it is all mentioned here:

    http://dr1.com/forums/showthread.php...alth-Insurance

    It should be merged....

  2. #12
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    Quote Originally Posted by fiocco View Post
    Hi,
    after a search about the seguros (healthy insurance), we have to decide between Humano and La Monumental. Details are similar in both so any suggestion? The most choosen by Expats here in DR?

    Thanks

    Avoid Monumental like the plague.

    Humano is good, Universal and Colonial are very good too.

  3. #13
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    Can we continue this thread?

    I have ARS Palic for my employee group but they tell me that other companies are better dealing with adding children etc.

    The current plan is Basic w/ no medications. We want to upgrade.

    I will be 70 soon and feel we should move before then - I was covered before 65 so should be eligible to switch.

    The employees will be going to Nagua next week to investigate.

    I think it was Humano they were considering.

    I will be 'upping' my personal plane for sure.

    Can we get travel coverage for US coverage?

    Anybody know?

  4. #14
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    WW, I doubt you can switch to another company at 70. You should be able to up your current policy for International coverage. Some years back I switched from Palic to Humano only because a local clinic was not accepting Palic at the time. Both Palic and Humano were good for our needs so far.

  5. #15
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    Not 70 yet --- close but not yet
    Trying the magic move before the date.

    Will ask about upping but my group has children and wants to switch companies

    thx

  6. #16
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    Quote Originally Posted by william webster View Post
    Not 70 yet --- close but not yet
    Trying the magic move before the date.

    Will ask about upping but my group has children and wants to switch companies

    thx
    After 64 might be the cutoff. On that I am not sure.

  7. #17
    Moderator parum momenti
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    I too think the cutoff for a new policy is 64/65 with most companies.

    You may need to have a separate group policy for your staff if you choose to change the current employee coverage options.

  8. #18
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    I did some searching and I believe in order to start a new policy, you have to be under 65. So the idea of switching companies after 65 is probably not possible. So if you are older than 65, I think you are locked in with your current company. Let us know if you find out otherwise.

    Global Medical plans outside of the DR like IMG Global tend to drop you at around 75 years of age.

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