House and property insurance

Could anyone recommend an insurer to cover a private house including furniture etc. against all kinds of damage?

Our insurer (Seguros la Antillana) gives full cover but charges 0.5% of the properties value per year and the deductible is 2%.

Any recommendations are appreciated.

Best regards and

HAPPY MILLENIUM

Martin

Was very satisfied with settlement from MAGNA insurance after Hurrican Georges. Don't have specific rate info at this time.