Ah, there you go,"the hook... TWELVE PERCENT...set the hook? Let's talk about that for a moment; Why do firms, companies, people pay a 12% (rate of return, dividend or what ever they want to call it). 12% in not even paid these days by hard money borrowers to construct projects. So why the uber high rate??? You know the answer.Don't be shy. And in the history of the universe, regarding any fraud scheme, what has ALWAYS been "the hook"? You know the answer. And, if smart money in the past year earned 8% on paper 100xxx safer than this gibberish, why don't they jump all over this. Part of the answers to my questions above BTW, is human GREED. The "hook" dangling with a rate of return they thought only THEY could get... sank their boat.
I leave you with this thought: Just like jab or no jab, your body, your money, your intellect in a free country, what could go wrong?
Best of luck to you.