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  1. #1
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    Default Worth getting health insurance?

    Based on what I've read from different threads related to health insurance,most of you are paying 100$ per month per person,hence a family of five= 500$ a month.Wouldn't it be cheaper to pay cash whenever you need to go? I might be wrong,but I just don't see myself spending 500$ a month on health costs with a otherwise healthy family of five.You guys been there,done that,what's your take on this?

  2. #2
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    Decent health insurance is not that expensive. ARS Humano Plan Royal insurance for 3 people was less than 32,000 $RD (less than $800 US) for an entire year.

  3. #3
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    whaaaaaat? a friend (family of four plus a maid so five in total) has an excellent insurance form universal. she pays about 100 dollars a month. for everyone. bear in mind that there are different insurances and different plans. a family plan does not cost five times as much as individual plan.

    i strongly recommend getting a health insurance. to me this is a must. i was added to miesposo's plan as soon as i arrived to DR, i insisted. a normal visit at a general doctor is minimum 500 pesos and that is POP, SD will be more. a specialist will charge few thousand pesos, more if any tests are performed. a good posh pediatra can cash in as much as 3000-4000 pesos per single visit.

    you have a family of five? a checkup for you, a checkup for missus plus her ginecologo, a checkup for each of the three kids and you are talking about couple of hundred dollars in costs.

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  5. #4
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    Thanks everyone ! uff! I can breathe easy now,lol

  6. #5
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    For Dominicans. check-ups can occur at the local hospital as well as some tests. I have had experience with this and even though you wait a long time, there is nothing wrong with the overall service. In fact, most, if not all of the public health doctors are the same that satff the private clinics.

  7. #6
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    I have six people,including 4 kids, on my policy.
    It has saved me a LOT more money than it cost over 17 years.
    Also saves on Dental costs, about 50%, with some preventive services free.
    "GET IT!", the day you arrive.
    CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC

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  9. #7
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    Quote Originally Posted by Criss Colon View Post
    I have six people,including 4 kids, on my policy.
    It has saved me a LOT more money than it cost over 17 years.
    Also saves on Dental costs, about 50%, with some preventive services free.
    "GET IT!", the day you arrive.
    CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
    you heard the man. going without it is suicide. my buddy's girlfriend wrecked on a passola, and broke a bone in her leg, really bad. pins, and all. initial cost for the operation? 101,000. forget the subsequent charges. that is what he paid on the first day. besides, it was not the "gringo price", since they made sure to conceal the fact that she had any gringo connections, or the price would have been double. nuff said.

  10. #8
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    you do not even need an accident to hack up the costs. a simple yearly checkup with few tests will do.

  11. #9
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    Do you know if you can get it without residence? I was once told by an agent that residencey was indeed needed.

    If your not planning on "living" there, don't get it unless ofcourse you are older and buy into the insurance company scare. Most credit cards will cover you for a period of time if notified before the trip. However, iif you plan on taking up long term residency like some of the older posters on this board, then maybe the insurance is for you.

    Local hospitals will set broken bones and put them in a cast for FREE......Also, local hospitals will give you a chek-up, or perscibe analysis, medicine, etc for minimum charge. I have experinced most of this living with my wife in the barrio with limited amount of money for a lengthy time. Now for major surgery I am not so confident but ask yourself; if you need major surgery it would be better off going to your home country anyways.

  12. #10
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    Quote Originally Posted by dv8 View Post
    you do not even need an accident to hack up the costs. a simple yearly checkup with few tests will do.
    Not true.

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