It has always been my understanding that premiums on these policies are based on the age of the insured. We decided that we really ought to get ourselves organised with a policy. The advice of Dominican friends was to go with ARS Humano and to take it out in my wife's name. She is 50, I'm 77 and our daughter 7, all next birthday.
This she did yesterday. She was asked for her and my cedulas and daughter's birth certificate. She had to pay an inscription/registration fee of DOP 1500 and to pay the same amount each month. She had it confirmed to her that all three of us were fully covered, to come into force when our "targetas" were issued, supposedly by the end of the month.
I have read through the the booklet to the best of my Spanish ability. All coverage is on a % basis with no not obvious exceptions except very high cost treatments not covered in full for the first 12 months.
The statement at the back of the booklet clearly states "? Incluir a tus dependientes en el PDSS no te cuesta nada !"
What's the catch ? Nowhere could I have got medical insurance at that price anywhere else I asked in the world.
This she did yesterday. She was asked for her and my cedulas and daughter's birth certificate. She had to pay an inscription/registration fee of DOP 1500 and to pay the same amount each month. She had it confirmed to her that all three of us were fully covered, to come into force when our "targetas" were issued, supposedly by the end of the month.
I have read through the the booklet to the best of my Spanish ability. All coverage is on a % basis with no not obvious exceptions except very high cost treatments not covered in full for the first 12 months.
The statement at the back of the booklet clearly states "? Incluir a tus dependientes en el PDSS no te cuesta nada !"
What's the catch ? Nowhere could I have got medical insurance at that price anywhere else I asked in the world.