The endorsement that is used all the time by almost all carriers in the US is the "PP 02 01 Suspension of Insurance" Endorsement. I was just asking if anyone knows of any company in the DR that makes this endorsement available. Reading the endorsement shows if what I was asking for is available.
Suspension of Insurance (PP 02 01)
It is possible that a named insured may wish to have his auto insurance coverage suspended for a period of time to save on insurance premiums. An example might involve putting a car in storage while traveling. The PP0201 Suspension of Insurance endorsement is used to accomplish that purpose. The suspension can not be retroactive, and will only go into effect from the date when the insurer receives the request for the suspension of the auto insurance coverage under the policy.
All coverage indicated in the endoresement is suspended on the effective date of the endorsement. If the suspension lasts for at least 30 consecutive days, the policy holder will receive a premium refund. Insurers can retain a minimum of 90 days? premium calculated on a pro rata basis for the policy period. The vehicle becomes an uninsured vehicle, and there is no coverage if you forget and operate it. You should request a reinstatement of coverage PP 02 02 before putting the vehicle back into service.
Some states allow insurers to request a physical inspection of the vehicle before coverage is reinstated. This inspection is typically performed when you include collision coverage on the vehicle. The Suspension of Insurance endorsement is generally used to pause coverage for liability, auto medical payments, UM, and collision or any combination of these coverages. ?Other than collision? coverage is not eliminated by the endorsement.
The suspension of insurance endorsement may be used to suspend the coverages on all autos, all autos owned by the named insured, or only on autos listed on the endorsement schedule.
........the endorsement DOES NOT suspend the "other than collision coverage" which is "comprehensive.......which consists of fire / theft and vandalism"...........