My daughter who will be 8 in August has been given a goodly sum of money by her God Mother in US$, which she cannot have until she is 18. Where can I find a 10 year investment with interest that she cannot touch , nor anybody else, until she is 18. Banco Popular tell me she cannot have any type of account in her own name before she is 18 and that the maximum term Certificate of Deposit is for 2 years only! Any suggestion or advice would be welcome.