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  1. #1
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    Default Canadian snowbirds and health coverage while in the DR

    I'd like to hear from Canadians that go to the DR for the winter. Do you buy extra health coverage? If so which one? Most policies will not cover anything resulting from a pre-existing condition. Have any of you ever submitted a bill to your provincial coverage? What was the result? Is it better to buy health insurance in the DR for 3 - 4 months?

    Let's hear from the snow birds

  2. #2
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    well I guess we have no snow birds from Canada or they do not buy health insurance while away.

  3. #3
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    Quote Originally Posted by Derfish View Post
    THere was a recent thread supposedly on the subject of which health insurance is best, but no one offered even one answer.
    I am presently thinking of buying insurance, but since i have passed the magical age of 65 it doesn't seem available to me. Any one know of any DR health insurance for us ancients?
    There are no local DR policies available once you pass that magic age. I know of several other people that have researched this problem and have determined there is no local solution. None.

    I do see a potential business opportunity here (don't you?) for a new company :
    Seguros de la Vieja y Decrépita. SVD

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  5. #4
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    Can you even BUY health insurance for only 3-4 months in DR?

    I'm not a Canadian snow bird, I'm an American snow bird, so is it okay for me to respond??

    I have United HealthCare Supplemental Insurance through AARP, and they tell me that they will cover any emergency medical care in a foreign country for the first 90 days you're there. Mr. AE had several medical bills during that time, so I'll be calling them soon to see what the procedure is to be repaid - it's not much money, I'm doing it more to see if they actually do pay anything at all!




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  7. #5
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    I do not know if it would be practical to start a plan for just 3 months. Normally the waiting period for most coverage is 3 months after you start a plan so that alone would preclude such an idea. Better to contact an insurance broker with such questions, I don't think we have one on DR1.

  8. #6
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    We spend 5 months a year in Sosua and the rest of the time in Toronto Canada. Have done this since 2001. To cover us while in the DR, we have health insurance that we buy in Canada. There are many plans available. We have a plan affiliated with my husband's former employment.

    This insurance is for emergency medical treatment, not for routine care.

    You can get it for any amount of time up to 6 months per year. (You have to spend 6 months per year in Canada to qualify for whatever provincial plan you have - in our case OHIP in Ontario.) For 3 months I would not buy DR health insurance but get the insurance available in Canada for precisely this purpose.

    The price depends on your health status. You would be covered for an emergency that results from a pre-existing condition but your policy could be more expensive depending on which pre-existing condition you have.

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  10. #7
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    I have always been healthy and am hoping to continue this trend. Im from Ontario and just wing it as I have my whole life . Only had ohip and nothing extra. Down here I am also thinking of a little insurance but mostly for my new family, if I am covered ...great.

  11. #8
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    Quote Originally Posted by AnnaC View Post
    I'd like to hear from Canadians that go to the DR for the winter. Do you buy extra health coverage? If so which one? Most policies will not cover anything resulting from a pre-existing condition. Have any of you ever submitted a bill to your provincial coverage? What was the result? Is it better to buy health insurance in the DR for 3 - 4 months?

    Let's hear from the snow birds


    I just bought a policy with Universal which covers me yearly.

  12. #9
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    Quote Originally Posted by bilko View Post
    I just bought a policy with Universal which covers me yearly.
    Does it cover you weakly???? Can you give details, cost coverge, your age

  13. #10
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    Quote Originally Posted by bilko View Post
    I just bought a policy with Universal which covers me yearly.
    And that is a good point. Th DR yearly policy may be cheap enough to just do that for some people.

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