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  1. #1
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    Question Sanity check my budget?

    Hello, everyone.

    I've been working on an estimated budget for my possible move to the DR.

    - My goal is to live well, but not luxuriously.
    - I need 3 bedrooms, one for me, one for guests, and an office.
    - I will use AC, but I like it warm, so only a little.
    - I am online a lot, so I want the fastest Internet I can get.
    - I'm in a wheelchair and will be paying caregivers.
    - I eat very little, and don't drink much.

    So, here are my estimates. I made them with Santo Domingo in mind, since it would be the most expensive option.

    Rent (3br, 2ba) $1,000/mo.
    Groceries for 2 $300/mo.
    Dining (1-2 nights a week) $180/mo.
    Cable TV $10/mo.?
    Phone $15/mo.?
    Mobile $30/mo.
    Internet $100/mo.
    Electricity $200/mo.?
    Caregivers (2 shifts a day) $400/mo.
    Maid ??
    Health Insurance $70/mo.
    Med. Evac. Insurance $43.75/mo.
    Clothing $50/mo.
    Total $2,398.75/mo.

    Beyond those monthly expenses, I'll need 3-5 months rent as a deposit, right? And an emergency fund would be prudent, but I'm not sure exactly how much... $10,000 feels safe-ish? Plus an "eject" ticket back to the US if **** goes haywire?

    Of course, I left off the biggest expense: my novia and her extended family. I won't be able to budget that one until I'm over there, though. My level is whipped-ness has yet to be determined.

    So, how wrong am I?

  2. #2
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    You shouldn't have any problem with the amount of 2400 a month..........
    Now, the extended family is a whole other matter.........

    B in Santiago

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  4. #3
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    I think you're low on food, eating out, cable TV.....




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  6. #4
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    Quote Originally Posted by AlterEgo View Post
    I think you're low on food, eating out, cable TV.....
    What numbers would you put for those, AE?

    Thanks for the feedback!

  7. #5
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    i would make it:
    rent: 500-750 dollars. it is still a lot more than many pay here but you need ground floor, no stairs, easy access, full furnishings and so on.
    groceries: 500 dollars. it includes basics such as soaps, shampoo, washing powder and so on. mix of local and imported foods.
    cable+phone+internet: from 30 to 200 dollars (depending on what's included). this can be bought as a package (depending on a location). note that sometimes high speed internet does not work as well as you'd think because the service can be patchy. lower down the speed and all is well.
    caregivers: 500 dollars. i assume this is for 2 people, 250 dollars each? less if the shifts are shorter and/or you are only employing one person.
    maid: 200 dollars. don't get talked into paying more.

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  9. #6
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    Normally house phone, TV, and Internet come as a pkg price.............
    He's figuring a combined total of $125 U.S. per month = RD 5400 per month more or less........
    This should get him a pretty good pkg with very fast downloading.........

    B in Santiago

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  11. #7
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    Quote Originally Posted by WheeledOne View Post
    What numbers would you put for those, AE?

    Thanks for the feedback!
    We have a lower package with SKY for cable TV, cost is just under 1100 pesos a month. We went for the cheapest one because it is an 18 month contract and we're only in DR 4-5 months a year.

    Fish is right, if you live where they offer the triple packages for phone/TV/internet, it may be less than you're budgeting. Where we live there is no wired anything.

    Food isn't cheap in DR. You may not eat much, but if you're going to have help in the house - caregivers, maid, etc. - it's normal to feed them. We're 2 people, but we feed the maid and caretaker at least one [usually two] meals a day. We aren't extravagant, but I'd say we spend about $800 a month there. We don't eat out much, mostly because there aren't many restaurants near us except the beach places, but when we eat out in SD it's not cheap. I can't see you eating out 6-8 times a month for $180.




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  13. #8
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    His cable, internet, phone is $125 when you combine it. You should be able to get a package for those three. Do you want a data plan on your cell phone or just buy prepaid minutes. Incoming calls are free (cell) you just pay for outgoing.

    Depends on what kind of food you eat. Do you buy name brand or generic ? Food at the grocery store can be more expensive here depending on what you are buying.

    How about transportation to and from going out to eat and other places? Do you plan on renting a furnished apartment or unfurnished ?

  14. #9
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    In Santo Domingo $1,000 and up would be a good estimate for a 3BR-2Bath. If you need an easily accessible apartment, in an apartment building, that may require a lot of searching. A lot of the apartment buildings in SD D.N. the ground level is parking and quite a few of them there are obstacles in accessing the elevator.

    It might be helpful if you use a rental agency to do the hunting for you.

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  16. #10
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    To the OP: $2400 is a fortune here and I don't spend that much by far and we are 2 adults and 3 kids in private schools. My advice is to not depend on gringo retirees who eat out 5 times a week and drink more than your average Dominican. I will be glad to give you real numbers if you want.

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