jvalverde said:Can I start over in DR without getting hassled by creditos in the US? Can I start a new credit history in DR? I am goign to marry my girlfriend and we plan to live in Santiago - not the United States. Thanks!
Naufrago said:Moving out of the country should slow your creditors down a bit. Leave no forwarding address. Don't use your SSN for anything. Changing your name wouldn't be terrible idea, maybe just the spelling of your last name. And most importantly stay out of the credit game from now on. The rates down here will kill you anyway, if you can get it. And you'll sleep better, spending only what you earn. Let us know if they catch up with you. I'd be a little suprised to hear that they find you. Good Luck with your escape.
johne said:Why, do you want to change your advise for the next crook?
JOHN
Voyager makes a very good point. While I would not necessarily call it "dangerous," I would call it foolish. What if jvalverde's relationship does not work out and he wants to leave the DR as a result? (While living in the DR, I met several foreigners who came to the DR to live with their Dominican love, only to leave 3-4-5yrs later.) What if jvalverde finds that he does not like living in the DR as much as he thought (an all-too-common experience I also saw alot of foreigners and foreign-raised Dominicans go through when I lived there)? He shouldn't burn bridges, unless he finds the nomadic life attractive...Voyager said:Relocating to a new country and burning all bridges whilst doing it seems to me a very dangerous thing to do. What if things don't work out in DR? Was nun, kleine Mann? Relocate from DR to Haiti?
Call me old fashion or whatever, I believe in debtors prison. People create their own obligations and liabilities as a general rule. US bankruptcy laws have made skipping debt all too easy. I suppose some people have little integrity and use whatever means they can to rationalize not paying legal and moral obligations.Naufrago said:Go for it man, you didn't kill anybody, right? You've just gotten to a point where you want to just take off, right? So, the worst that will happen is one day, you'll have to pay some fat cats what you owe them, plus interest. OK so maybe down the road you'll have the bucks to do it. Your creditors in the US may just go ahead and get judgements against you, so US bank accounts or property in your name are liable to attachment. It's not the personal failure or great tragedy that some would have you believe. On the other hand, if you've got enough dough, to keep everybody happy, including the lawyer, the credit correction service(usually a rip-off), and have enough left over to do what you gotta do, probably not a bad idea to try to take care of things. Sometimes when the enemy takes the bridge, you gotta burn it, and rip up the roadways too.