ok.. most of us know western union is a rip off and moneygram has MUCH better rates when it comes to sending money here. but what about the exchange rate? everything exchanges about a peso or more less than the actual exchange rate....i looked at a wire transfer from bank to bank and its still not a good exchange rate...is my only option creating a bank account in US dollars and then having it wired to that???? please say it ain't so. if that is my only option...i would be able to get the money out in US dollars and then take it to vimenca or somewhere else to get that better exchange rate correct?