We have private medical insurance plan through a local professional association. It has served us reasonably well over the years.
However, as of Wednesday our insurance cover was suspended even though we are up to date with our payments, apparently because some other affiliates in the plan have not paid and the association has not been able to pay the ARS.
Unless they manage to resolve it in a matter of days this has serious implications, because even if we were to take out a new health insurance plan right now (at 5 or 10 times the current cost) we would not be covered for the first couple of months or whatever is usual for the cover to "kick in" - or is this just the case for non-urgent procedures?
Does the association or the ARS have any obligation to people like us who have paid? What, if anything, can we do?
Whatever happens I think we should get ourselves another insurance plan immediately. Even if this problem is resolved, the fact that it could happen again is a risk that is not worth taking.
However, as of Wednesday our insurance cover was suspended even though we are up to date with our payments, apparently because some other affiliates in the plan have not paid and the association has not been able to pay the ARS.
Unless they manage to resolve it in a matter of days this has serious implications, because even if we were to take out a new health insurance plan right now (at 5 or 10 times the current cost) we would not be covered for the first couple of months or whatever is usual for the cover to "kick in" - or is this just the case for non-urgent procedures?
Does the association or the ARS have any obligation to people like us who have paid? What, if anything, can we do?
Whatever happens I think we should get ourselves another insurance plan immediately. Even if this problem is resolved, the fact that it could happen again is a risk that is not worth taking.