Do any banks issue debit cards that function with or without a pin... like the ones issued from US banks? I just opened up an account at Banco Popular in Bavaro (it took 2 tries.. the first branch I tried said my reference letter from my US bank was insufficient... went to another branch and they didn't even question it). When I got the debit card for the account I quickly realized it's a Maestro card so it only works with a pin. I suppose they do this because the credit card style debit cards (the ones with the Visa or MasterCard logo) are too susceptible to fraud?