Using your BoA card in Scotiabank in DR is not free though. USD5 fee + 3% of the withdrawal amount.
I'm not charged for anything other than the currency exchange in the DR. No $5.00 fee. Countries that have duel currencies such as St. Maarten where I can get Guilders or Dollars I pay nothing if I receive dollars. same in countries that offer EC or Dollars at the ATM.