Cost of living, mine - North coast

jollyroger

Member
Nov 3, 2019
98
27
18
Hello ,
I thought i'd share my cost of living, type of lifestyle, and a few other considerations with the readers of Dr1. They may be of interest to those that are curious regarding what it costs for a single man of means to live largely alone in the RD.

My style of living could be termed as privileged, conservative, mundane, ordinary, private, active.

I spend my days exercising i.e. swimming long distance, pedal biking, weights. I have all the sporting accoutrements one would need. Wave-ski, mountain bike etc

I spend my time riding my quad, watching you tube and porn-hub, and walking on the beach for an hour or so during the early evening- its the best time as its not so hot. I love long drives, just drivinggggggg it relaxes me. It's absolutely essential that you have a plan on how to fill your days, you must have a range of activities at your finger tips because boredom is but a moment away. Laying on your bed with the aircon on watching porhub can only fill 6 hours of the day max' ....what will you do with the remaining 18?


I do have 2 wonderful girlfriends (we are in polyamourous relationship) that stay about 8 nights a month (weekends mostly) all of their costs as a whole number i will put in my budget below. Both women are employed

My budget below is based upon owning my home with a pool, on the beach. I do not pay association fees, and I obtain water free of cost via a pump/well. I had been previously required to pay $30 a month with the government water supplier.

My house is approx 200 sq metres of living space and is replete with fans, decent sized refrigerator, dish washer, 3 large screen TVs, washing machine/dryer.

I do not indulge in the use of illicit substances; i probably purchase 20 cervesas a month maximum for my friends, whilst i may have a couple of cocktails here and there.
At this moment may i recommend the ' fluffy duck' cocktail ...they are the absolute 'bomb' . Unfortunately, the 'little yellow plastic ducks' i purchased to put into my fluffy Duck cocktail have almost routinely ended the night inside of my pool-filter..... usually after our pool activities have taken a turn for the worst, 'little blighters' they do get into some trouble.


Insurance, this is a major expense, but I must have it. I am a resident of the RD and need insurance here but its coverage is to a maximum of $35000.00, if i recall correctly.
I am also by law, required to pay insurance in my country of origin, this insurance is very very good and will cover any health problem that could eventuate.
I also travel extensively, and need a travel insurance plan for the usual reasons

.....
Budget, all figures are in US$ AND are per MTH

Food/supplies $ 500

(Supermarket+ roadside lunches for a few dollars each day, fruit water etc). This doesnt include any bonafide actual restaurant patronage

Electricity 100 (house and pool)
Water nil (pump)
Fun 700 (massages, restaurants, visitors)


General maintanance of house 200
Cleaning house $50.00
, (1 visit weekly by a maid )

House insurance 100
Internet house, claro $ 35

Cable TV, i dont use it (I watch you tube, apple tv etc)
Mobile cell phone- $30.00 prepaid credit; use via wifi, internet, whatsapp etc


Pool chemicals 60
Pool maintanance + garden 60
, 8 x visits per month
Car maintainance 40
Car insurance 100 (brand new japanese suv)

Gasoline for car 100
Gas house /oven 20

Insurance health 100 ( DomRep)
Insurance (country of origin) 100 us
Travel insurance world wide 100
Medicine 80
Miscellaneous 150
Girlfriends $300 (food, alcohol, travel, extras


Total approx $3000.00 us per month
 
  • Like
Reactions: cavok

windeguy

Platinum
Jul 10, 2004
39,069
4,092
113
A very realistic number at the moment, that $3,000 US per month.
There isn't much that could be removed from that, although I am sure there are some
monks or Shakers (that is a joke - look up Shakers) that could cut an item or two like the "fun" and "girlfriends".

What is the value of home insurance in the DR? Have you ever had to use that policy to pay you back for something?

It is also my understanding that you still owe a fee to the water company if you use a well.
 

NanSanPedro

Nickel with tin plating
Apr 12, 2019
4,347
3,644
113
Just to compare, for a household of 2 in Boca Chica, I come up with a little over 1/2 of that:

Food/supplies $ 450
(Supermarket+ roadside lunches for a few dollars each day, fruit water etc). This doesnt include any bonafide actual restaurant patronage

Electricity 18
Water nil (pump)
Fun 200 (restaurants, visitors)

Rent 450
Cleaning house $0.00, 0 visit weekly by a maid )

House insurance 0
Internet house, altice $ 33
Cable TV, i dont use it (I watch you tube, apple tv etc)
Mobile cell phones (2)- $80.00 prepaid credit; use via wifi, internet, whatsapp etc
Cell for other: $75

Pool chemicals 0
Pool maintanance + garden 0 , 0 x visits per month
Car maintainance 0
Car insurance 0 (really old legs)

Guagua/uber 30
Gas house /oven 10

Insurance health 0 ( DomRep)
Insurance (country of origin) 0 us
Travel insurance world wide
Medicine 70
Miscellaneous 150
Girlfriends $00 (food, alcohol, travel, extras
 
  • Like
Reactions: cavok and JD Jones

RDKNIGHT

Bronze
Mar 13, 2017
1,475
456
83
Just to compare, for a household of 2 in Boca Chica, I come up with a little over 1/2 of that:

Food/supplies $ 450
(Supermarket+ roadside lunches for a few dollars each day, fruit water etc). This doesnt include any bonafide actual restaurant patronage

Electricity 18
Water nil (pump)
Fun 200 (restaurants, visitors)

Rent 450
Cleaning house $0.00, 0 visit weekly by a maid )

House insurance 0
Internet house, altice $ 33
Cable TV, i dont use it (I watch you tube, apple tv etc)
Mobile cell phones (2)- $80.00 prepaid credit; use via wifi, internet, whatsapp etc
Cell for other: $75

Pool chemicals 0
Pool maintanance + garden 0 , 0 x visits per month
Car maintainance 0
Car insurance 0 (really old legs)

Guagua/uber 30
Gas house /oven 10

Insurance health 0 ( DomRep)
Insurance (country of origin) 0 us
Travel insurance world wide
Medicine 70
Miscellaneous 150
Girlfriends $00 (food, alcohol, travel, extras
life is short spend a little more..
 
  • Haha
Reactions: NanSanPedro

NanSanPedro

Nickel with tin plating
Apr 12, 2019
4,347
3,644
113
life is short spend a little more..

In all seriousness, it's difficult. One thing my mom told me before she died was that her and dad thought they had enough $ to last forever when he retired. But that didn't happen. They went thru too much and had to conserve later on, although they were never lacking in anything.

I have been a saver all my life. It's difficult to switch gears.
 

bob saunders

Platinum
Jan 1, 2002
30,578
4,004
113
dr1.com
In all seriousness, it's difficult. One thing my mom told me before she died was that her and dad thought they had enough $ to last forever when he retired. But that didn't happen. They went thru too much and had to conserve later on, although they were never lacking in anything.

I have been a saver all my life. It's difficult to switch gears.
BEST THING a parent can teach a child, how to budget.
 

RDKNIGHT

Bronze
Mar 13, 2017
1,475
456
83
In all seriousness, it's difficult. One thing my mom told me before she died was that her and dad thought they had enough $ to last forever when he retired. But that didn't happen. They went thru too much and had to conserve later on, although they were never lacking in anything.

I have been a saver all my life. It's difficult to switch gears.
I understood we come from different worlds I don't want to leave this world with any regents ...I watch my old man die on with bed saying i should have did this...
 

NanSanPedro

Nickel with tin plating
Apr 12, 2019
4,347
3,644
113
I understood we come from different worlds I don't want to leave this world with any regents ...I watch my old man die on with bed saying i should have did this...

Completely understand. And don't think that I don't contemplate that myself. In my mind, I keep replaying the scene from Schindler's List over and over again, "I could have done more, I could have done more."
 
  • Like
Reactions: RDKNIGHT

JD Jones

Moderator - Covid 19 in DR & North Coast
Jan 7, 2016
6,526
3,964
113
In all seriousness, it's difficult. One thing my mom told me before she died was that her and dad thought they had enough $ to last forever when he retired. But that didn't happen. They went thru too much and had to conserve later on, although they were never lacking in anything.

I have been a saver all my life. It's difficult to switch gears

It took me many years and a mountain of CC debt to learn to be a saver, not a spender. Probably the smartest thing I've done.
 
Last edited: