Yep, exactly the same here, although a few years ago... BHD Leon and Banreservas were easy and very friendly service, Popular and Scotia, spent about 5 minutes inside asking for requirements, and did not want to waste more of my day there...I opened a bank account very easily at banco reserva. All I needed was my passport and $300. They asked me if I wanted a peso account or dollars. I chose dollars. I tried to open one at Popular and they wanted me to jump through hoops.