First timer with problem back in State.

[Criss Colon]

AND, to keep MY Checks Coming every month!
"Thanks Barry"!!!!!!!!
AND All USA Tax Payers!!!!!!
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC

 

[LTSteve]

YYYYYYYYYYOOOOOOOOOOOUUUUUUUUUUURRRRRRRRRRRRRR WWWWWWWWWWWWEEEEEELLLLLCCCCOOOOMMMMEEEE!

LTSteve

 

[Commander Ooh La La USN]

DK.. your debt was bought by a collection agency. They buy debts that the original holder can't collect for pennies on the dollar.

Your 80k debt may have been bought for a couple hundred bucks or less. They then try to find you so they can get as much out of you as they can.

Understand this, they got it for next to nothing, so they will be willing to take a lot less than you may imagine.

If you want to clear your mind, call the collection agency and ask them to set up a payment plan. Find out what's the minimum amount they will accept.

Right now, this bill is a huge ding on your credit score. You don't want that. Pay the collection folks something, and it will change the "fail" score to much better rating. It won't be perfect, but it's a big step in the right direction.

Last, go see a doctor again about the pills. Tell him/her that you want something else. There are other ways to skin a cat.

Let us know what happens.

if they bought the debt for pennies on the dollar it has already been charged off. So tell the collection agency to eat a fat one covered in Fluffernutter.

 

[Commander Ooh La La USN]

Collection agencies will settle for pennies on the dollar, and if they do, your credit report gets a Positive hit against a negative rating.

That helps improve your credit rating. A "payment agreement reached" looks a helluva lot better than a "debt written off as uncollectable", believe me.

Now, if you're not worried about your credit rating, you're right.

right, but since he isnt in the country, screw them. his credit would suffer anyway because there is no record of him working or living "on the grid" in that same amount of time. these people are just trying to use the court to re-initiate the debt. have him promise to make payments to the collector than the original debtor.

unless it is a con...then I also need help because I was robbed by Wally Gator, while sitting by the side of the road reading the Bible in the rain.

 

[tommeyers]

Please, somebody, stop this zombie. Even the story lumbers forward, unstopping, unstoppable like a zombie.

 

[kampinge]

Normally that type of letters comes from Nigeria