Could be talking about if he or she gets hurt on the job... I seen it one yr ago Haitian gardener cut 1/2 his foot off with lawn mower and he was wearing rubber boots at time , push gas mover... foot slipped under mower rest is history , make things worse owner of villa was in Hospital for medical condition ended up passing away, gardener 10 days later was hobbling around looking for someone to pay for his injuries...
My latest Domestic agreed to terms , Room with en suite bath, food and 10Kdop after 6 weeks she asked for Insurance and medicine and days off to Clinic with pay. After I said no, she tells me she has another offer in POP. I said good luck, have a good life.
I might have conceded on the Insurance since we have Corporate coverage; but will not be held ransom.
Too old and too stubborn.... another severance on the horizon. WTF anyway?
Maybe they are talking about medical insurance. We pay our maid's medical insurance and don't dock her money if she has to go to Santiago or La Vega for a doctor's visit. She is the one who stayed with my wife overnight in the clinic when she had to have an operation, she will go to the house on her day off to check on my MIL if she is sick....etc.
My gardener is insured. It's no different than any other employee that is insured through TSS. Rates are based on salary and days worked. It's not expensive, but worth a lot to them. I'm not sure what the law is in regards to domestic help, but I treat him as a part-time employee.