I agree. Everyone here should have their own property liability insurance. And forget about if a Haitian gets hurt on your property. A Dominican will sue you even faster and have a much better chance to collect.And as far as I'm concerned, if an illegal Haitian got seriously injured, the police wouldn't give a flying one. I can't quite see the courts caring either, none of the Dominicans I have ever come across give a toss about Haitians. I just don't buy this "they'll sue you" business. I do think anyone with property here should get insurance against third party liability, which would cover you in this case anyway, but that's another matter.