How strictly are businesses monitored?

Mauricio

Gold
Nov 18, 2002
5,607
7
38
Another "reason" to pay employees as the above is to circumvent the severance pay rules. If you officially receive RD$25k and get fired/quit you cannot obtain the severance as if it were based on what you really were paid...only what can be proven. Possibly this is why he was paid this way as well...
I think you can easily say that's about the only reason (plus the Christmas salary). By the way I have seen worse cases, restaurants where the legal 10% is used to pay a reasonable 'salary' to an office clerk of the restaurant (meaning the waiters are paying the salary of the office clerk). All to avoid high salaries, high TSS, high sueldos navide?os and high prestaciones).
 

william webster

Platinum
Jan 16, 2009
30,247
4,330
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I got news for you:

The food stamp program no longer issues paper based money to people, they get the EBT card, which in itself is a bank end generated account for that particular client.

They put both cash and food stamp benefits on the same card account, but depending on which they use or need, the users are able to either pay at the counter with the stamps portion or the cash as a debit card. They can also access the cash benefits from any ATM. For a while now, payments for rent have been carried out by direct deposit to the home owners/RE principals and not provided directly to the beneficiaries.

The same in the DR with the BonoLuz, BonoGas and food benefits cards...

It's happening much faster than you care to notice!


EBT-Cards.jpg

I know about the cards...... did you read where I said hey have been on this since the '90's?

Thats what we're all saying here--- it might take a while.

BTW, they still issue paper checks too --- so don't try to give the impression that the US Gov't is cashless -- It ain't.
Your statement is misleading in that sense.

Try this one ( a la Hilary Clinton )... the Canadian Health System is a smooth running machine.
Is that misleading?
 

bob saunders

Platinum
Jan 1, 2002
32,587
6,008
113
dr1.com
ITry this one ( a la Hilary Clinton )... the Canadian Health System is a smooth running machine.
Is that misleading?

Yes, and no. It runs smoother in some provinces than others, and in some districts than others. Rural areas suffer. Example my brother lives in a rural area with a small 10 bed hospital - no surgeons. He requires wrist surgery. Six month wait to see a specialist, another six month wait for surgery. Was scheduled for surgery in June in Vancouver . Fly down to Vancouver and find out next day no surgery as doctor is sick. Surgery rescheduled for October. Cost to my brother $600 for flight and hotel. Cost of Surgery when it happens - to my brother $$$ Zero. Cost of rehab - Zero, except for medications and any brace he might need.
 

william webster

Platinum
Jan 16, 2009
30,247
4,330
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Altho' I don't live there permanently any more, Bob, I know all about it.

ON is closing beds - whole floors- just to control costs.... it's not perfect.

You can die waiting your turn - literally.
Need to be like UK - embrace your doctor in your social circle - better to have a friend than a doctor and perfect if they are one and the same.
 

Koreano

Bronze
Jan 18, 2012
1,546
0
36
I was at the gym the other day and was noticing how the owner of the gym doesn't appear to keep any sort of records. Several people paid membership fees and the money was just pocketed. Now it could very well be the owner does in fact keep good records but I'm just basing this on my casual observations.

It got me wondering about how strictly businesses are monitored by the appropriate authorities. I presume the proprietor is supposed to be paying taxes on the membership fees. Who monitors it? Who enforces it? The same goes for all of the rental properties. Do people honestly report all of their rental earnings and pay taxes? What about all the colmados (sp?) ... do those people report and pay taxes?

I've always figured it's pretty much the Wild West here but thought I'd ask.

Even in US many cash business keep two separate books. a lot of gas stations have gone back to two different prices one for cash and other for cards and they point to card transactions fees.... I'd say yeah the "WINK" fees. And now it seems like many private owned business have gone back to if you pay in cash I'll give you "extra discount" plus without sales tax approach as well. So it happens every where you go but only in DR it seems like government isn't on your ass if you say there were 30 business transaction today but I am going to report 10 transaction, and out of those 10, 90% paid in cards and only 10% paid in cash, this is what I've heard...
 

Big Dan

New member
Feb 14, 2009
370
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I know about the cards...... did you read where I said hey have been on this since the '90's?

Thats what we're all saying here--- it might take a while.

BTW, they still issue paper checks too --- so don't try to give the impression that the US Gov't is cashless -- It ain't.
Your statement is misleading in that sense.

Try this one ( a la Hilary Clinton )... the Canadian Health System is a smooth running machine.
Is that misleading?

Beginning March, 2013 the federal government will no longer issue paper checks. One must have a bank account or they will receive an EBT/debit card as payment.
 

william webster

Platinum
Jan 16, 2009
30,247
4,330
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So, thats about 25 yrs since "the launch".......

I'm not ridiculing it , just pointing out the difficulty of implementation.
I don't even want to compare the competency of the two governments - RD and US.:rolleyes:
 

caribmike

Gold
Jul 9, 2009
6,808
202
63
I have nothing against paying taxes, I just would like to see them put to good use and not to pay 500 "viceministros" or whatever these "lambones" are called...
 

william webster

Platinum
Jan 16, 2009
30,247
4,330
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Thinking out loud.... have ever tried to 'zero out' one of those debit cards? Not easy.
They'll just cash them at the check casher's ATM... which may be less regulated than the check casher !!

Why the check cashers' ATM ?? - b/c they take that cash and pay their bills - immediately, before they burn thru what little is left after that.
Then they play the lottery, then cigarettes, then bus passes....... not always in that order.

They are world's best budgeters.... I've seen it firsthand.
 

JohnnyBoy

Bronze
Jun 17, 2012
1,448
0
0
What do you think of paying taxes? It is just an organized theft. They have the guns and the courts and the judges get their salary from the taxes they extort from the people. Who could possibly make a case for the legitamacy of taxes?
Der Fish

Well the Politicians thats who. They all promise to lower taxes until they realize that they can get some of that tax money to thier kids consulting company and thier friends construction company and thier wife gets a job working for a govt contractor even though shes a retard. Then all the politicians give their cousins jobs and they form unions and want more money and benefits and early retirement and then we need to raise taxes LOL. Same story all over the world.
 

windeguy

Platinum
Jul 10, 2004
42,211
5,970
113
That's why it's taking so long to roll out! Before the first sector goes cashless, the system has to be made congruently more secured for all transactions. Enter the chip cards and challenge tokens... Enter Biometric Cedulas with multilevel encryption. Enter mandatory fiscal journal printers for all biz. Etc...

The banks get the first treatment under the program... Already underway!
Adding extra fees for card based transactions will be banned as it operates today!

Good luck banning the often used credit card use fees. I can hope that will happen. I am sure it is already against the agreements they have with the credit card companies is it not?

How are they going to clean up the credit card processing fraud that hits so many people that visit the island? If the DR goes cashless and tourists can only pay buy using credit/debit cards then the DR's reputation will be in jeopardy if things go on as they are now with foreign credit cards.
 

Big Dan

New member
Feb 14, 2009
370
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Thinking out loud.... have ever tried to 'zero out' one of those debit cards? Not easy.
They'll just cash them at the check casher's ATM... which may be less regulated than the check casher !!

Why the check cashers' ATM ?? - b/c they take that cash and pay their bills - immediately, before they burn thru what little is left after that.
Then they play the lottery, then cigarettes, then bus passes....... not always in that order.

They are world's best budgeters.... I've seen it firsthand.

Fraud with the EBT cards is rampant. A few months ago in my area (Daytona Beach) three businesses were closed down for SNAP (food benefit) fraud totalling $2 million over a six month span. The schemes work like this:

Store doubles or triples the price of beer and cigarettes and rings up the transaction as a food transaction.

Store outright buys the EBT card for pennies on the dollar and reuses the card at a wholesaler to stock their store.

Store rings up bogus transactions and gives cash to the card holder.

I can't imagine how a benefits program using electronic cards in DR would work...I definitely see the creation of card "pawn" shops.
 

william webster

Platinum
Jan 16, 2009
30,247
4,330
113
Fraud with the EBT cards is rampant. A few months ago in my area (Daytona Beach) three businesses were closed down for SNAP (food benefit) fraud totalling $2 million over a six month span. The schemes work like this:

Store doubles or triples the price of beer and cigarettes and rings up the transaction as a food transaction.

Store outright buys the EBT card for pennies on the dollar and reuses the card at a wholesaler to stock their store.

Store rings up bogus transactions and gives cash to the card holder.

I can't imagine how a benefits program using electronic cards in DR would work...I definitely see the creation of card "pawn" shops.

I left the check cashing business a few years ago but I see how that scam would work.

Besides that risk, the welfare recipient - that kind of person- loves to have a roll of money, not a piece of plastic.
I recounted here how one of my customers asked for nothing larger than a $20 when cashing a $900 check.
He'd pull that wad every chance he got !!
Not that the Gov't cares about the recipient

I agree the system will be problematic - it is today.
People steal the welfare checks from the mailbox, fake the ID and cash them.
We had them mailed to our store, or Dierect Deposited into a special account then the recipient came to get his $$

It'll be very difficult to implement in RD.
 

bluemoonnyc

New member
Oct 4, 2007
362
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did nanyone think how this would effect the propina for the police? maybe the will have to start carrying swipe machines around?lol.. there is a scam for every system ever invented,just give it time,,lots and lots of time for the DR to implement this
 

Big Dan

New member
Feb 14, 2009
370
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did nanyone think how this would effect the propina for the police? maybe the will have to start carrying swipe machines around?lol.. there is a scam for every system ever invented,just give it time,,lots and lots of time for the DR to implement this

That isn't that far fetched...Anyone can buy a Square Card Reader and swipe credit cards directly into their smartphone. It's the rage these days.
 

dv8

Gold
Sep 27, 2006
31,266
363
0
What do you think of paying taxes? It is just an organized theft. They have the guns and the courts and the judges get their salary from the taxes they extort from the people. Who could possibly make a case for the legitamacy of taxes?
Der Fish

i have nothing against taxes. i am happy to pay taxes. all my life i paid taxes like a good girl. my only pain is that taxes go the wrong way. i want to give my 25% of salary (or whatever they charge now) to hospitals, police, road maintenance, fire department, teachers' wages. but i know that a huge portion is lost: government salaries, their idiotic ideas and investments.