I dont hate the DR, but I will hop in on the bandwagon and give a bank horror story. Once I was in Boca Chica and I withdrew like $3000 or something from the ATM (Popular.) So, the ATM opens and dispenses the money. I grab my wallet (should have had it ready but didnt) and the ATM closed and took the money back! Of course I used the ATM again and the receipt showed that I had been debited. I waited several days and I was never credited the $$$. Went to the bank, they couldn't help me cause I wasn't a Popular customer. BoA wound up refunding me.
To tell the truth, "banking" has never been a pleasurable experience for me, in the U.S. or here. Things are slow here, and slow back home. I am not fond of the high interest rates, etc. in the DR, but I have not come across anything too bad.