- Thread starter LindseyKaufman
- Start date
Let's talk health insurance!
We are closed tomorrow. We stayed open on Friday, but typically Jamao is rambunctious the day after elections. If there is much street activity the parents will not send their preschool children. Thus we chose to use good judgement and closed.
No doctors in SD accept it? That's strange. All doctors that I know of here on the north coast and at HOMS accept it.
I have no idea how you got a plan that cheap(?). A friend of mine that's only 33 has a basic plan with Universal(no medication coverage) and pays 2500 pesos/month.
On their website you can download their plan book. It lists doctors and clinics that accept it throughout the country. And pharmacies too!
I moved away from the DR and kept a basic plan with Humano. I asked my Dr in Santo Domingo at Hospiten regarding insurance and she said I should get another with Humano but still keep the basic one. I didn’t understand really what she meant. At Humano they are trying to sell me Prime plus but asking a couple of people I may go for Premium if I move back.
I've had it since the country was invented (I think) Plus I am responsible for adding thousands of persons to their customer base over the many years I've been with them. That's the only reason I can imagine.
the cheap plans really dont pay much. They say 100% for emergencies , but this is only for the first 24 hours.The next day its not an emergency so it goes to normal coverage. Very low case limits applyamong other things.
The only case where we recomend the cheap plan is to get people into the sysyem so they can upgrade later, ie if they are 64 years old for humano.
this is kind of a nomal price. meds in the hospital can be more than qathe hospital bill excluding surgury.
Do you know of a specific person that has happened to?
I was admitted to Abreu once and was visited the next day by an ARS Universal employee who wanted my doctor to discharge me, but my doctor told him to get lost.
May you provide in brief detail some info regarding the special rates and plans?
Hoping to return home in August, and will definitely need some type of coverage.
Crap, I shouldn't have said anything. I just got my invoice for this month and it jumped to $1969. Getting old ain't easy.
PLEASE make sure to NEVER to miss a payment !!! They are just waiting for this so they can kick you out and than, at your age, i doubt that you will find another insurance.
The way i see it, the only way to improve your covaragge and also even reduce the fee would be following; Find somebody that has a company and is willing to employe you (on paper). You reimburse him for the "seguro social" payment and than you can combine the state Insurance with your private one and get an even better service for less $.
She can get SENASA with no problem, Manuel. I've never heard of them turning down anyone, for age or sickness.
My broker has sent my Universal invoice late on more than one occasion.
Since I have a reminder in my calendar, I noticed when the invoice didn't come and made a payment anyway using the contract number. I also keep the receipts even though I don't really need them because I can print out payment history from my online bank.
I did it to stay in the system while I was away. I don’t live in the DR anymore. Recently when I was there I had a travel insurance with health coverage. For possible moving back I am looking at Humano Premium.
Go with Humano. They're the one at the top of the charts right now like Universal was years ago.