Medical Insurance

Drperson

Well-known member
Sep 19, 2008
725
90
48
True that’s why I decided on the basic last year as I wasn’t sure. I want dental included. I don’t take any medication. I sent you a DM. I think it will be between Royal and Max.
Both Royal and Max are very good. There is only very basic dental included. For additional dental it is extra.
Also check where you live to see if any dentists take insurance. Where we are in the campo there are no dentists take the insurance and we have to travel for 1 hour so we just pay cash . When we did go to one dentist that took insurance they charged us double so we ended up paying the same amount of cash as if we didnt have the insurance. Dentists are not that expensive.
My suggestion is to find a good dentist near you that does take insurance and get some quotations of what you would pay with insurance. Then you can decide if it is worth it. A dental plan might be an extra 600 to 800 peso a month so it is worth checking it out first.
 

aarhus

Traveller
Jun 10, 2008
2,438
890
113
Both Royal and Max are very good. There is only very basic dental included. For additional dental it is extra.
Also check where you live to see if any dentists take insurance. Where we are in the campo there are no dentists take the insurance and we have to travel for 1 hour so we just pay cash . When we did go to one dentist that took insurance they charged us double so we ended up paying the same amount of cash as if we didnt have the insurance. Dentists are not that expensive.
My suggestion is to find a good dentist near you that does take insurance and get some quotations of what you would pay with insurance. Then you can decide if it is worth it. A dental plan might be an extra 600 to 800 peso a month so it is worth checking it out first.
I live in Las Terrenas but lived over 10 years in Santo Domingo so I have a routine of coming into the capital for business and errands.
 

aarhus

Traveller
Jun 10, 2008
2,438
890
113
I wrote to Hospiten asking if they take Plan Royal and they said no. I am surprised about that. But xtraveller was at Cedimat. That will do but I get confused about this and tricky in an emergency.
 

aarhus

Traveller
Jun 10, 2008
2,438
890
113
I wrote to Hospiten asking if they take Plan Royal and they said no. I am surprised about that. But xtraveller was at Cedimat. That will do but I get confused about this and tricky in an emergency.
Just learned that Hospiten only takes Humano Max and Platinum.
 

Lobo Tropical

Silver
Aug 21, 2010
3,468
446
83
Last year 1 of December I changed to the most basic plan at Humano from a very expensive one I had including international. For the basic plan called Plan Esencial I paid RD 9,384. I did before traveling to Denmark where I thought I was going to stay longer but ended up staying just three months. Back here in the DR I went once to the doctor at Abel Gonzales and my insurance didn’t cover it. I wonder now what it covers at all. I am considering renewing and getting the Plan Royal from Humano. Does anybody know this plan ? I understand it covers dental.

 

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Drperson

Well-known member
Sep 19, 2008
725
90
48
I wrote to Hospiten asking if they take Plan Royal and they said no. I am surprised about that. But xtraveller was at Cedimat. That will do but I get confused about this and tricky in an emergency.
We called them in Bavaro last week and they said they takehealth insurance but not the cheap ones.
 

aarhus

Traveller
Jun 10, 2008
2,438
890
113
We called them in Bavaro last week and they said they takehealth insurance but not the cheap ones.
Which is the cheap ones and which the expensive ones ? Where does that line go ? I would think the Plan Royal is rather expensive
 

Drperson

Well-known member
Sep 19, 2008
725
90
48
Which is the cheap ones and which the expensive ones ? Where does that line go ? I would think the Plan Royal is rather expensive
Humano Royal is 2325 pesos amonth with a 1 million pesos limit about US$ 42 a month. iIt's not that expensive .It would be alot more expensive in the USA .
 
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