I am a USA citizen moving to the Dominican Rebpublic. The only bank I trust with my us dollars is BanReservas. I want to avoid massive fees so should I open an checking or savings account with BanReservas? How much of my money will have Dominican government protection from fraud like FDIC in USA which insures your funds up to 150,000$ I will use my USA passport to open this account. I hope I do not need un fiador.