beeza,
While I certainly do not want, or intend, to become involved in an esoteric on-line debate, I do enjoy engaging in a worthwhile discussion on an interesting subject. You have provided such an opportunity, and I appreciate your sincereity and contribution.
As I'm sure you know, the existence of PD does not in itself provide the pathway for electricity. There is PD all over the place, as an example, at the point of the contact between insolators and distribution power. However, there is little chance of electricity passing through the insolator, even though the difference is great. In order for electrity to be dangerous it needs to travel through a circuit. In the case of human contact, the circuit is completed through the human body to ground. Without a pathway to ground there is no danger. In other words, if a person is completely insolated from ground, he or she can safely handle wires carrying more than 34,500 volts of power, which in fact happens quite often with electrical workers. Problems occur only when the worker comes in contact with ground.
In addition, as I am also sure you know, voltage has little to do with electricity's lethal potential. It has much more to do with the amperage of the current.