Sold! I will reverse my initial out of hand dismissal, thanks to you for sharing the benefits of membership. I didn't even considered looking. The perks do look very appealing. The best fit for me is the Sapphire preferred. I think I'll call Monday and apply over the phone since it'll be much easier for me than applying online. I'm an old costumer they already have all my info on their computers, makes life easier that way. Thanks again to all.One correction: The Sapphire Reserve has a $550.00 annual fee..........not $95.00. But they provide a $300.00 annual statement credit for any travel................making this, even at that price worth it for many users.
The Sapphire Preferred is $95.00 per year............but you still get the 60,000 bonus points with your spending.
Here is a head to head comparison;
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Chase Sapphire Preferred vs. Sapphire Reserve — The Points Guy - The Points Guy
A comparison of the Chase Sapphire Reserve to the Chase Sapphire Preferred, from sign-up bonus and earning rates to travel and purchase protections.thepointsguy.com
Either card is a great addition.....depending on your spending habits.....and both have no out of country transaction fees.
Respectfully,
Playacaribe2