Your Wife, Girlfriend, Has A Debt With Coworker? How Do You Handle This As Her Man??

[La Rubia]

I was then living in the states and my father told me that when he went to the funeral and viewed the body, his facial expression was frozen in a state of agony.

And undoubtedly someone has the picture to prove it.

RIP

 

[La Rubia]

I don't care any longer what agreement they had, where's the paper/contract, natta!! was all verbal!

So, I don't know how I can help her here..I want some damn peace in my home for a change for we have been going through a lot lately..Nothing wrong with us as a couple, just many issues..

You need to care what agreement they have, that's the way it works. Although the terms may be considered outrageous, she agreed to them. She's stressed because she knows the consequences. On top of that "her man" isn't helping solve the problem. Women who have to take those type of loans also have to choose men for financial reasons. I'm not judging, it's just the way it is. She may just be a keeper, not sure if you are, though, because she's got to tutor you in the way things work. That's stressful, too!

Either help her out, or get out and let her get someone who will.

 

[Rattus_Rattus]

OP

Your girlfriend has grown tired of trying to squeeze money out of you. So instead for asking you gently anymore, she is now inventing a history taken out from a "Novella".

There is something missing in this story, i belive she has told you a "Dominican" truth- for what that is worth.

Enjoy the ride, i know i would have.




Aaaand like the small paperpieces i found everywhere in my pockets this morning said: Repent- Jebus loves you.

 

[delite]

Delite, you've given some good advice, but could you clarify this.?Are you generalizing, or is this specific to the DR?I mean the part about the children? I'd agree that it can get ugly in terms of the adults, but I didn't realize it involves children in the DR. I can think of a few countries that this come to mind in, but not the DR. Please say is isn't so . . . .

La Rubia,

Unfortunately, this isn't a generalization. I mentioned that I have a very good friend who is a prominent businessman in Santiago. He gave me insights on both lending of money to potential homeowners, and to the average person in the streets.

Besides, I'm on the ground four, and sometimes five times a year. Over the years, I've developed relationships with people from all stratus of society.

For example, the killing of prestamistas are very common place. The kidnappings of children and borrowers also occur frequently. In some cases, we read about it in the dailies after the bodies have been discovered.

I am not referring to levels like Colombia, Mexico or South Africa, but just to enlighten you of the dangers involving oneself in this underground trade which is prevalent in all the barrios.

Sorry to startle you, but it is what it is; sadly speaking of course.

 

[La Rubia]

Sorry to startle you but it is what it is sadly speaking of course.

Yeah, I just didn't realize that the line had crossed over to the kids.

 

[delite]

The worship of money is the root of all evil!

 

[frank12]

La Rubia,

Unfortunately, this isn't a generalization. I mentioned that I have a very good friend who is a prominent businessman in Santiago. He gave me insights on both lending of money to potential homeowners, and to the average person in the streets.

Besides, I'm on the ground four, and sometimes five times a year. Over the years, I've developed relationships with people from all stratus of society.

For example, the killing of prestamistas are very common place. The kidnappings of children and borrowers also occur frequently. In some cases, we read about it in the dailies after the bodies have been discovered.

I am not referring to levels like Colombia, Mexico or South Africa, but just to enlighten you of the dangers involving oneself in this underground trade which is prevalent in all the barrios.

Sorry to startle you, but it is what it is; sadly speaking of course.

I disagree with you. The kidnapping of children is unheard of. In the very rare case when its happened, it's happened for other reasons--and not because of an outstanding loan. The killing of children because of an outstanding loan is so rare that it's hardly worth mentioning. I've never even heard of it. Of course it could have happened, but it's probably almost non-existent.

The Killing of people that are loaning the money...Ok, it's not something i doubt happening every now and then--and i could certainly see it happening--but i think its probably more rare then you are led to believe.

The kidnapping of children--for any reason-- in the DR is so rare that it's almost unheard of....and when done, it's not because their father or mother owes money to a loan shark, but more for other reasons.

Frank

 

[bronzeallspice]

And undoubtedly someone has the picture to prove it.

RIP

Yes, you know that Dominicans are famous for taking pictures of the dead.

It was so tragic. He left behind a wife and 3 children.

 

[frank12]

Yes, you know that Dominicans are famous for taking pictures of the dead.

It was so tragic. He left behind a wife and 3 children.

It doesn't make sense that he was killed over an outstanding loan. And here is the reason why: In the DR, you don't get any kind of "significant amount of money" loan unless you put up some kind of equal collateral--i.e house, property, etc.

Getting a loan on your paycheck is common, but not for anything significant. Why? because Dominican's paychecks are usually no more then $7,000 (most common) to $40,000 (A professional or government worker) pesos a month. Based on that figure is the amount of loan you will qualify for. Hence, you don't killed over $20,000-80,000 peso loan.

In order to qualify for more money--and especially to qualify for a significant amount of money (life threatening kind of money) you have to put something up as collateral. That collateral is checked by in-house lawyers to see if it has any outstanding debt on it. If not, the title of whatever it is is held by the Finance bank, or loan shark, or big bank. If you default on the significant amount, they simply come and take possession of whatever collateral you put up--I.E house, property, dump trucks (Plural), business, etc.

And when its a significant amount, the lender is only interested in obtaining the collateral you put up, not in killing. The hope is that, you'll find some way to renegotiate the loan and get back into paying it off--that way everyone makes money.

My guess--although i have no idea...so take this with a grain of salt--your father's friend was killed for other reasons that went above and beyond the outstanding loan amount.

It's just a guess, so don't take it as some fact.

Frank

 

[the gorgon]

It doesn't make sense that he was killed over an outstanding loan. And here is the reason why: In the DR, you don't get any kind of "significant amount of money" loan unless you put up some kind of equal collateral--i.e house, property, etc.

Getting a loan on your paycheck is common, but not for anything significant. Why? because Dominican's paychecks are usually no more then $7,000 (most common) to $40,000 (A professional or government worker) pesos a month. Based on that figure is the amount of loan you will qualify for. Hence, you don't killed over $20,000-80,000 peso loan.

In order to qualify for more money--and especially to qualify for a significant amount of money (life threatening kind of money) you have to put something up as collateral. That collateral is checked by in-house lawyers to see if it has any outstanding debt on it. If not, the title of whatever it is is held by the Finance bank, or loan shark, or big bank. If you default on the significant amount, they simply come and take possession of whatever collateral you put up--I.E house, property, dump trucks (Plural), business, etc.

And when its a significant amount, the lender is only interested in obtaining the collateral you put up, not in killing. The hope is that, you'll find some way to renegotiate the loan and get back into paying it off--that way everyone makes money.

My guess--although i have no idea...so take this with a grain of salt--your father's friend was killed for other reasons that went above and beyond the outstanding loan amount.

It's just a guess, so don't take it as some fact.

Frank

you mean like banging the loanshark's wife?

 

[bronzeallspice]

It doesn't make sense that he was killed over an outstanding loan. And here is the reason why: In the DR, you don't get any kind of "significant amount of money" loan unless you put up some kind of equal collateral--i.e house, property, etc.

Getting a loan on your paycheck is common, but not for anything significant. Why? because Dominican's paychecks are usually no more then $7,000 (most common) to $40,000 (A professional or government worker) pesos a month. Based on that figure is the amount of loan you will qualify for. Hence, you don't killed over $20,000-80,000 peso loan.

In order to qualify for more money--and especially to qualify for a significant amount of money (life threatening kind of money) you have to put something up as collateral. That collateral is checked by in-house lawyers to see if it has any outstanding debt on it. If not, the title of whatever it is is held by the Finance bank, or loan shark, or big bank. If you default on the significant amount, they simply come and take possession of whatever collateral you put up--I.E house, property, dump trucks (Plural), business, etc.

And when its a significant amount, the lender is only interested in obtaining the collateral you put up, not in killing. The hope is that, you'll find some way to renegotiate the loan and get back into paying it off--that way everyone makes money.

My guess--although i have no idea...so take this with a grain of salt--your father's friend was killed for other reasons that went above and beyond the outstanding loan amount.

It's just a guess, so don't take it as some fact.

Frank

Frank, I never said it was from an institution(bank). He borrowed money from shady characters.

I thought it was obvious when I said 4 men showed up at his house.(witnessed by his wife)

What he bought with the money was a set of living room furniture.

 

[delite]

I disagree with you. The kidnapping of children is unheard of. In the very rare case when its happened, it's happened for other reasons--and not because of an outstanding loan. The killing of children because of an outstanding loan is so rare that it's hardly worth mentioning. I've never even heard of it. Of course it could have happened, but it's probably almost non-existent.

The Killing of people that are loaning the money...Ok, it's not something i doubt happening every now and then--and i could certainly see it happening--but i think its probably more rare then you are led to believe.

The kidnapping of children--for any reason-- in the DR is so rare that it's almost unheard of....and when done, it's not because their father or mother owes money to a loan shark, but more for other reasons.

Frank

I am confused by the argument - not because of your disbelief, but your concession that this occurrence is rare. Your post is replete with contradictions that I hope you will correct.

I haven't been led to believe anything that wasn't or isn't true. Said friend has also exposed me to a few high ranking members of National Police.

Occasionally, we would all have dinner at my friends house or just simply kick back and discuss topics varying from politics, economic climate, and yes, crime.

Once on the ground, I remembered a heinous crime where a nine or ten year girl was violated and killed. Her body was found naked from waist down in the bushes close a dirt track. It had garnered the publics attention due to its horrific nature. This came up in one of our discussions because the culprit had been caught. He was a neighbor and involved with the mother of the deceased.

Apparently, he had borrowed some money from a prestamista for himself and loaned a portion to the mother. Unfortunately, she wasn't living up to her end as far as payments.

He kidnapped the girl and threatened the mother that he would harm the girl if she doesn't repay him. Two or three days later, the child's body was found. This was his confession after he was arrested.

Maybe it might behoove you to investigate before you dismiss for lack of personal awareness.

 

[jabejuventus]

Need some DR experience here for I have no clue what people can arrange in borrowing money..Meaning, Contract killings, Mafia ties, etc, because something stinks here!!

Okay, my girl borrowed some money after he EX of 8 Years split on her taking everything with him, but of course left her to pay all debts. How does a woman do that being alone and only earning so much per Month, you know the deal here in the DR, 10,000 a Month or 30,000 at best in most cases. So, She borrowed some money long before we got together. She agreed to pay 4,000 a Month, but there is interest attached to this..No idea how its figured in, but of course its 4,000!! Meaning, she pays 4,000 and nothing hits the so called principal.. This so called friend will follow her to the ATM in making sure she gets her money..Or if not, she will call and call, I'm serious, the calls do not stop until she answers...Now, my girl happens to be the President Executive Secretary at her job, oversees about 15 other workers, so really, she is this girl's boss.

However, This girl will make a scene on the job every time if my Girl is late with her money..Its very , very stressful for her..As of now, my girl has paid 14,000 over what was owed, should be done with and I don't care any longer what agreement they had, where's the paper/contract, natta!! was all verbal! if this was a dude, I would have gone there to see how my size 14 shoe fit his arse! I advised my girl to go to her boss and explain what's going on...I would not accept this behavior in my department for one second! OUT you go...

So, I don't know how I can help her here..I want some damn peace in my home for a change for we have been going through a lot lately..Nothing wrong with us as a couple, just many issues..If this was some what of the beginning, then I would just pay it off to the amount that was borrowed period, nothing more..But again, its past the amount that was borrowed by 14,000!! Enough is enough! and just so you know, I really don't want to mention names here in case you're wondering why I wrote this as I did..

All that said, can my girl be in trouble here?? She gets very nervous when she cannot pay this SOB on time, just very strange and I'm sick of seeing her that way..What would you do if this was your wife or girlfriend? Are there Shark Lenders here? Maybe this person is afilated with one, how and where did she get the money to lend comes to my mind.. I just don't know, hoping some of you has some knowledge on a few possibilities. I just don't see this as a friend lending her money, hard to say...

Thank You

Skynet

Handle your business, especially if it's personal. No one on dr1, or anywhere else, is going to do that for you. The best you'll get here is tough love as at once you feed into the notorious dr1 "bochinche" mill. Your personal belongs to you and no one else. Why are you sharing it? I have no doubt you see your plight clearly, yet you sound like you're seeking commiseration. Get real and deal.

 

[frank12]

Frank, I never said it was from an institution(bank). He borrowed money from shady characters.

I thought it was obvious when I said 4 men showed up at his house(witnessed by his wife)

I wasn't talking abut an institution or bank. They don't do this. I was referring to either a Finance bank or loan shark...they do not loan money in the DR without collateral up front--unless it's a small amount based on his paycheck. No one takes the chance in the DR to give a big loan out without equal collateral to hold onto--i.e house, property, etc.

The loan sharks are more then aware of the chances of him defaulting on his loan...they deal with it every single day in the DR. That's why in the DR they demand collateral upfront--I.E something of value. This is standard practice. Only a friend would loan money without collateral and a written contract.

Frank

 

[charlise]

Skynet, there is something I don't understand about you...

As per your posts, you've been here 7 years ? How come you always find yourself in some kind of sh*t all the time ??
When it's not with ex-wife or girlfriend, it's with current ones....
Then you got screwed over by others...
Problems with you in-laws....
And more !!

Are you for real or are you really stupid and naive ???

I just don't get it that YOU don't get it how it's working here in the DR !!!

 

[delite]

I wasn't talking abut an institution or bank. They don't do this. I was referring to either a Finance bank or loan shark...they do not loan money in the DR without collateral up front--unless it's a small amount based on his paycheck. No one takes the chance in the DR to give a big loan out without equal collateral to hold onto--i.e house, property, etc.

The loan sharks are more then aware of the chances of him defaulting on his loan...they deal with it every single day in the DR. That's why in the DR they demand collateral upfront--I.E something of value. This is standard practice. Only a friend would loan money without collateral and a written contract.

Frank

Brother Frank:

Adjustment of Accounts occurs so often in the DR that it's in the psyche calculated as one taking a breath. This of course is in the drug trade, however, the dynamics are very similar. Money lent to acquire drugs, stealing of drugs, selling of drugs without satisfying debt, etc.

There are far more cases in the dailies about the killing of prestamistas than those who have been kidnapped and later murdered of course. I remember, again, being on the ground when the brother(prestamista) of the judge trying the Sobeida case was killed and wasn't robbed of any of his belongings. His young female friend was injured in the ordeal somewhere in San Cristobal if memory serves me correct.

This arrangement with prestamistas require further investigations on your part since you readily admitted of not having the knowledge of crimes associated with this trade.

 

[delite]

Frank, I never said it was from an institution(bank). He borrowed money from shady characters.

I thought it was obvious when I said 4 men showed up at his house.(witnessed by his wife)

What he bought with the money was a set of living room furniture.

It's not unusual too for the borrower to be indebted to two or more prestamistas.

 

[Africaida]

Skynet has really been in the DR for 7 years ?

 

[bronzeallspice]

I wasn't talking abut an institution or bank. They don't do this. I was referring to either a Finance bank or loan shark...they do not loan money in the DR without collateral up front--unless it's a small amount based on his paycheck. No one takes the chance in the DR to give a big loan out without equal collateral to hold onto--i.e house, property, etc.

The loan sharks are more then aware of the chances of him defaulting on his loan...they deal with it every single day in the DR. That's why in the DR they demand collateral upfront--I.E something of value. This is standard practice. Only a friend would loan money without collateral and a written contract.

Frank

Whether you believe it or not, that's up to you. Whether he had collateral or not I don't know
and I don't care right now because the man is dead and I am not going to argue over this.

What I was trying to say is that if you don't pay, you will PAY! Don't and you will find out.

 

[delite]

Sounds like I gal I knew back in Mississippi. These things don't just happen here. She always had 3 or 4 payday loans going at once and took up 90% or more of her check every week to service them and she'd do the same thing again to buy groceries etc... I bailed her out and took it out in trade so to speak, but 60 days after her and I split she called me and asked if I could help her out once more time. I'm a slow learner, but not that slow.
Der Fish

What type of "trade" were you involved with in Mississippi?