{"id":207921,"date":"2023-12-11T07:33:48","date_gmt":"2023-12-11T11:33:48","guid":{"rendered":"https:\/\/dr1.com\/news\/?p=207921"},"modified":"2023-12-11T08:24:29","modified_gmt":"2023-12-11T12:24:29","slug":"savvy-spending-for-the-holidays","status":"publish","type":"post","link":"https:\/\/dr1.com\/news\/2023\/12\/11\/savvy-spending-for-the-holidays\/","title":{"rendered":"Savvy spending for the holidays"},"content":{"rendered":"\n
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Diario Libre shares its tips to avoid going way over budget during this year\u2019s Christmas and New Year\u2019s festivities. <\/p>\n\n\n\n

The first one is to make a budget and stick to it. This should include your gift list as well as your normal running expenses — water, lights, gas, and phones.<\/p>\n\n\n\n

One way to avoid reaching the limit of credit cards is to use the BNPL technique, which is simply \u201cbuy now; pay later\u201d because payments are smaller and generally have little or no interest tacked on.<\/p>\n\n\n\n

Of course, this is not to be abused. One trap to avoid is called FOMO\u2014Fear Of Missing Out\u2014and refers to special deals and sales. This is generally not going to happen, so it is better to stick to the budget and not fear missing out on a deal.<\/p>\n\n\n\n

Then there is the possibility of getting a new credit card, one that offers a few months of no interest. However, one must be careful, since at the end of the grace period the interest rates kick in and are generally quite high.<\/p>\n\n\n\n

Finally, there is the most obvious: Use the Internet. Online shopping is growing every day, and in reality it allows price comparisons. <\/p>\n\n\n\n

Good luck and Merry Christmas.<\/p>\n\n\n\n

Read more in Spanish:
Diario Libre <\/a>
\u2003
11 December 2023<\/p>\n","protected":false},"excerpt":{"rendered":"

Diario Libre shares its tips to avoid going way over budget during this year\u2019s Christmas and New Year\u2019s festivities. The first one is to make a budget and stick to it. This should include your gift list as well as your normal running expenses — water, lights, gas, and phones. One way to avoid reaching … <\/p>\n

Read more\u2026<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[319,3],"tags":[],"_links":{"self":[{"href":"https:\/\/dr1.com\/news\/wp-json\/wp\/v2\/posts\/207921"}],"collection":[{"href":"https:\/\/dr1.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dr1.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dr1.com\/news\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dr1.com\/news\/wp-json\/wp\/v2\/comments?post=207921"}],"version-history":[{"count":5,"href":"https:\/\/dr1.com\/news\/wp-json\/wp\/v2\/posts\/207921\/revisions"}],"predecessor-version":[{"id":208007,"href":"https:\/\/dr1.com\/news\/wp-json\/wp\/v2\/posts\/207921\/revisions\/208007"}],"wp:attachment":[{"href":"https:\/\/dr1.com\/news\/wp-json\/wp\/v2\/media?parent=207921"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dr1.com\/news\/wp-json\/wp\/v2\/categories?post=207921"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dr1.com\/news\/wp-json\/wp\/v2\/tags?post=207921"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}