i've got a close friend who is a lawyer in NY city. he' paid quite well, six figures. he's paying a mortgage on a 1.2 million dollar house in scarsdale, just north of the city. i could live off of what he pays in property taxes, he also pays NYC income tax, NY state income tax and federal income taxes. he's paying monthly for his mercedes and his wife's audi, plus crazy auto insurance. he pays 400$ a month for his parking spot, midtown manhattan, close to the office. he needs to have ten business suits that aren't cheap, one can't be seen in the same suit everyday at the office, looks unprofessional. he's got two smart kids in ivy league colleges, 35k to 40k each per year plus money so they can go out with friends for pizza and a movie once in a while. two more kids in high school who'll be driving soon, wait till he gets the insurance bill for his cars then. plus he has to put clothes on these kids. the two boys still at home, 15 and 17, love the yankees, of course he has to take them to a few games per year, decent seats are in the 100$ to 200$ range, hot dogs 7 bucks each, 50$ to park. the wife needs to dress and look like a NY lawyer's wife, hair salon every couple of weeks around 100$, lunches with the girls, a couple of broadway shows every year with dinner in town 500$ easy. 50$ everytime the grass needs mowing, a hundred to the guy who plows the driveway in winter. dental insurance for the family, i don't dare ask. the law firm picks up the medical thank goodness. winter vacation to somewhere warm for a week every year, airplane tix for a family of 6 to the DR 720$ each, plus the cost for the all-inclusive. all of this must take place when the kids are off from school, Xmas usually, most expensive time to travel. in the summer they drive to cape cod or maine and rent a house for a week, maybe 2500$ plus food and dinners, have to go out for lobsters. recently the house need a new roof, 15K. clothes washer broke so he had to go out and buy the new style, the wife insisted upon a matching dryer that wasn't really needed. cell phones for everyone, the new kind with unlimited internet access, i figure about 4k per year. i had to loan him 20$ for gas in order that he could drive home, his credit cards are maxed out. he's upper middle class in the US and broke.
my poor father in law, just north of santiago, grows all his own vegatables and fruits, grows coffee and cacoa as well. has plenty of chickens, always a few big fat pigs and a bunch of little ones running around sqealing. pays no mortgage, no taxes, no insurance. swims in one of two nearby creeks, one is fast moving and cold the other slow and warm. eats, sleeps, drinks a little at the colmado while playing dominoes whenever he feels like it.