After watching some of my co-workers 457/401k accounts plunge 20000-80000$ USD in the last few years,I'm starting to assume,my money is probably safer in a DR CD account.Yeah,yeah,I've read 'bout the meltdown in DR banks,but when you watch your accounts taking hits for -800$ USD every quarter,it's hard to imagine it could be worst.I say go big and go home.We are taking a risk anyways,might as well make it worth it.At least the banks are making a guarantee on your return.Whether the financial institution is gonna be belly up before your maturity expires is a risk worth more taking than taking hits throughout the year,besides,you are getting a fix rate of return,and according to the bank customer rep I spoke to(Banco popular),your interest gets transfer monthly to a savings account for even more gains.Yes,yes,its sounds great but I'm sure there's risks involved,but like I said before,can't be worst than here,taking into account the rate of return upnorth.Hoping to hear from those with positive and negative experiences.Of course it makes more sense to get the return in dominican pesos,even with devaluation,I feel you still get more than up north.Just my thoughts and opinions,not facts.