Dave, Dominican Greg here, also known as Boca Chica Greg, My wife and I use a Visa debit check card regularly during the year, on the 7th of August we got 32.37 per US dollar. The exchange rate looked to be around 32.5 posted on here in casa de cambios. The past year or so, the ATM rates I receive are usually .1 to .2 below the street rate. The only time I have found it beneficial, other than for convenience matters, is when the rates drop fast more than .2 or .3 overnight from cambios. The ATM's are a little slow in making this correction.