I recently got a debit card (U.S. based card- the one you get at walmart for a few bucks) and after using it a few too many times to withdraw money from the ATMs (every few days for about a month here in S.D.), the card was frozen and I was told by the debit card company that a U.S. based card cant be used that often to withdraw money internationally (BS I say but whatever, their card, their rules).
After being told that, I stopped using the card for a about a week. When I logged into my online account for the debit card, $170 USD balance magically appeared in the account. Thinking I had somehow goofed up or that my sister in the U.S. had somehow forgot that she deposited the 170USD, I went ahead and used it. A few days later after talking with my family, we came to the conclusion that the 170 bucks was an error on their part.
I decided to stop using the card but just checked the account and the balance is up to $350USD!?!?! Again, no one has deposited money in this account.
My question is, since this is a debit card and im now positive these are errors on their part, how responsible am I for this money IF I use it? Can they charge me this money later on? Way I see it, its a debit card, money is in my account, it's their problem.
Not really sure whats going on but I could really use this money to pay some bills... lol
Sorry this was so long winded but I just didnt know where else to seek advice...
After being told that, I stopped using the card for a about a week. When I logged into my online account for the debit card, $170 USD balance magically appeared in the account. Thinking I had somehow goofed up or that my sister in the U.S. had somehow forgot that she deposited the 170USD, I went ahead and used it. A few days later after talking with my family, we came to the conclusion that the 170 bucks was an error on their part.
I decided to stop using the card but just checked the account and the balance is up to $350USD!?!?! Again, no one has deposited money in this account.
My question is, since this is a debit card and im now positive these are errors on their part, how responsible am I for this money IF I use it? Can they charge me this money later on? Way I see it, its a debit card, money is in my account, it's their problem.
Not really sure whats going on but I could really use this money to pay some bills... lol
Sorry this was so long winded but I just didnt know where else to seek advice...