Basic car rental 101
Almost all Visa and Master Cards issued in the US carry damage insurance for car rentals in the DR. You must charge the full amount on the card and you must decline the insurance offered by the agency. Your rental period cannot exceed 31 days. This coverage is free. The agency will charge your card for cost of the damage to the vehicle and Visa/Master Card will refund your expense when you return to the states. I just had a $4100US claim refunded.
Almost all Visa and Master Cards issued in the US carry damage insurance for car rentals in the DR. You must charge the full amount on the card and you must decline the insurance offered by the agency. Your rental period cannot exceed 31 days. This coverage is free. The agency will charge your card for cost of the damage to the vehicle and Visa/Master Card will refund your expense when you return to the states. I just had a $4100US claim refunded.