Im a retired Newfoundlander. I’ve been wintering here for 12 years since I retired. I use Playa Dorada as my base to explore the North Coast. You’ve been given some sage advice by many of the long time residents here. Here’s mine. This is a foreign country and what applies in Canada does not apply here. If you get into legal trouble here you have limited rights, in some cases, no rights at all. This is a beautiful country but it can be a dangerous one if you don’t keep your wits about you. That’s means being careful with your money, constantly being aware of the way you conduct yourself on a daily basis and how you treat people here, and last but certainly not least, being aware of the danger of getting involved in relationships that can harm you financially. By all means, come down, rent a place, keep a low profile and get a sense of the people and culture. There are aspects of this country that I love and areas that amaze me. It’s worth the effort. Just remember that tropical paradise can quickly turn into an oxymoron when things turn bad. I had expat friends here to show me the ropes and I’ve been learning Español since I started coming here. They kept me safe and the language skills allow me to learn and be part of the culture. Good luck in your travels.