I am a american citizen traveling to sdq this June and will rent a car via the airport. I have rented here before and they always hit me with an insane amount of extra insurance. Even thou I use my amex which should cover any damages.....I know that I need extra insurance just incase I hit someone and wish not to go to prison....but do I have to take all the extra insurance or is there some I can leave out. I am a very careful driver....thx
- Thread starter AMERICA GALLEGO
- Start date
Rental car insurance
Amex has pretty good coverage and you don't need the extra insurance. Log into your Amex account and look up what it covers. The coverage amount varies by card but I can tell you from personal experience that you don't need to pay the rental company for what Amex already covers.
good luck
Car Rental Loss and Damage Insurance | American Express
Learn More About American Express Car Rental Loss and Damage Insurance Related for Your Eligible American Express Card and How to File a Claim.
www.americanexpress.com
good luck
I have always refused the additional coverage when I rented cars. I went so far as to have my CC company send me a letter explaining to the rental agency in great detail that I was covered.
More people have to complain on line about what is going on before company's like Avis or Hertz grow a set and start pulling signs and franchise agreements. Unfortunately in today's world greedy companies only respond when they get bad publicity
More people have to complain on line about what is going on before company's like Avis or Hertz grow a set and start pulling signs and franchise agreements. Unfortunately in today's world greedy companies only respond when they get bad publicity
There is something important to remember. Your Amex will pay for damages to YOUR car and not any damage you cause to others. It is vital to purchase liability coverage. Without it you have the chance of sitting in jail while the issue is sorted out.
Everyone is free to make choices, but remember that people drive like fools in the DR. Just imagine showing up at the rental car counter with the keys to the car, and a photo showing the car bent in half somewhere about 20 miles up the toll highway in a ditch, along with a photo of the other car in the wreck, and the owner of the other car screaming at you, insisting it was your fault. You then calmly tell the Avis guy that you have a plane to catch and the American Express will be in contact with them manana to straighten everything out. You are not going to get on the plane.
I can't think of any country where you only show up with a picture of a car and expect to leave on the next flight . I remember renting a car once and the agent telling me they found something wrong under the car (something with muffler or close to the muffler). I said I did not notice anything but that I had a plane to catch and they can inspect it further and talk to AMEX.
Agent told me no worries and that they would email me if any issues before contacting AMEX. Never got an email nor did they ever contact AMEX. I am sure it would have been a different story had I shown up with no car but that is expected in most parts of the world, not just DR.
I gave the OP a link to the AMEX car rental policies by card. He should start there before making a decision on buying additional insurance.
This statement IS NOT correct.
By Law EACH AND EVERY rental car in the DR has a LIABILITY INSURANCE.
Every time if you rent a car, I mean EVERY rental agency will mandatory add "LIS" as Liability Insurance Supplement" and that claims protect other parties to sue you, they run $9.95 a day and then they will require you to add CDW which cost $32 a day, yes $32! I rented many times in USA and the rates are at least $9 or less.
Even all of the agencies in DR will not accept third party because that is the only way they can fool you to make YOU purchase their worthless coverages so they can make commission on it.
Even all of the agencies in DR will not accept third party because that is the only way they can fool you to make YOU purchase their worthless coverages so they can make commission on it.
Based on personal experience, check with with your cc company. In this case Amex, different cards ( gold, silver, platinum member, etc...) have different rental car coverage policies with Amex.
Thank you guys for all the info.....they tell me it's the law to purchase all the extra insurance even thou I paid for extra insurance via Expedia and ofcourse use amex is this true??
Then go somewhere else. Boca Chica is 15 minutes from the airport. There are cheaper and more reasonable places here.
Good advice..........because not all Amex cards are created equal and for enhanced protection you must enroll;
Car Rental Insurance Coverage - Premium Car Rental Protection
Get premium car rental insurance coverage without the premium price with up to $100,000 of insurance coverage from American Express Travel Related Services Company, Inc. for a low flat rate.
feeservices.americanexpress.com
Declining Rental Car Insurance Abroad? Know the Risks - NerdWallet
If you’ve booked a rental car for an international trip, make sure you understand your credit card’s insurance coverage, as well as the country’s own policies and restrictions. Even if you have primary coverage via your credit card, you might still want more.
Also, be aware of coverage gaps (glass/tires) and deductibles if you have insurance coverage on your primary vehicle.
Read the fine print of your cc before you rely to your detriment about coverage. Some refuse coverage in certain countries and exclude certain types of rental vehicles.
Finally, no cards provide liability insurance to anyone outside your vehicle who may be injured or whose property you damage.........and you should ask about the coverage limits on those liability policies the rental companies sell you.
Of course few do this, most are on vacation and all the things they should do are forgotten..........and then every now and again a rental horror story makes the rounds here and elsewhere.
Respectfully,
Playacaribe2
I used to rent cars on a regular basis here, the driving and most roads are the worst here, you can end up in jail if you're in an accident and don't have the right insurance, ever since I found out they have Uber here that's all I use, it's really cheap here, a few days ago I went from Boca Chica to a hotel on the Malecon in SDQ for only 600 pesos
Some yrs. back my X drove our rent a car through a small brick wall at the rotary in pop, 5 thousand $ of damage. I paid for the damage with my gold card, when I got back to Massachusetts i sent the paperwork from the rental co. to my ins. co. and to my cc company. I got paid by both, I made $ 4000 dollars . True story.