Automobile Insurance Without Drivers License

ljmesg

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Aug 6, 2017
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I think I saw this somewhere and searched but nothing came up.

If I buy automobile insurance in the DR but have no drivers license, cedula or residency is my automobile insurance invalid?

Thanks.
 

cobraboy

Pro-Bono Demolition Hobbyist
Jul 24, 2004
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I think I saw this somewhere and searched but nothing came up.

If I buy automobile insurance in the DR but have no drivers license, cedula or residency is my automobile insurance invalid?

Thanks.
Not until you file a claim.
 

cavok

Silver
Jun 16, 2014
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Cabarete
No need for a cedula or residency, but good luck filing a claim w/o a drivers license. If it's something small, you might get away with it. Any accident where the police get involved there will be a record of not having a license and, that alone, could cause you problems.
 

Cdn_Gringo

Gold
Apr 29, 2014
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When in doubt check the actual policy or ask a representative from the insurance company before you purchase a policy. Then verify what you have been told by checking the policy very carefully for all the circumstances listed that would result in the coverage being revoked.

Not being licensed to drive in the DR will be in there somewhere.
 

malko

Campesino !! :)
Jan 12, 2013
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I think I saw this somewhere and searched but nothing came up.

If I buy automobile insurance in the DR but have no drivers license, cedula or residency is my automobile insurance invalid?

Thanks.

Short answer : its a big risk.

Long answer : some insurances will still cover you. ( or say they will ), others will not. We have had insurance pay-out in the past w/o a DL ( but it was a dr citizen ).
I changed insurance recently, and the rep told me i needed dr DL for it to cover me ( he didnt ask to see it though ), and also that you have to comply with all laws ( if you are drunk or intoxicated, w/o marbete, etc, etc.....) they will not cover you. And this means you but also the party to whom you caused damage ( as oppsed to back home where you can be excluded, but not your " victims " ). You will want to a) have mucho dinero or b) out of country , when the family of the vicitm comes for a paycheck.
 

william webster

Platinum
Jan 16, 2009
30,247
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many posts here in the past... over the 60-90 day limit and your foreign license is invalid
for ALL intents & purposes

sorry to report
 

windeguy

Platinum
Jul 10, 2004
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Drive to Haiti every 60-90 days?

That won't work (and almost nobody would do it even if it did). US Citizens have valid US licenses for 30 days of their tourist card being valid.

People from other countries have valid license for the term of their valid visa period that vary with country of origin. I think the maximum for a visitor without a special visa is 60 days, but others can chime in on that. International licenses are also of no value in the DR. So you either become a legal resident of the DR and get a DR license or you take your chances. Do make sure you get casa de conductor as a rider on your policy.
 

cavok

Silver
Jun 16, 2014
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That won't work (and almost nobody would do it even if it did). US Citizens have valid US licenses for 30 days of their tourist card being valid.

People from other countries have valid license for the term of their valid visa period that vary with country of origin. I think the maximum for a visitor without a special visa is 60 days, but others can chime in on that. International licenses are also of no value in the DR. So you either become a legal resident of the DR and get a DR license or you take your chances. Do make sure you get casa de conductor as a rider on your policy.

No, probably nobody would do that. I sure wouldn't.

Are you sure of the 30 day time period? I've seen 30-60-90 day time periods kicked around.

What's a "casa de conductor" rider?
 

william webster

Platinum
Jan 16, 2009
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It's a better way to go to jail - more a hotel stay than a jail...

Not available everywhere...SDQ & STI certainly
 

windeguy

Platinum
Jul 10, 2004
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No, probably nobody would do that. I sure wouldn't.

Are you sure of the 30 day time period? I've seen 30-60-90 day time periods kicked around.

What's a "casa de conductor" rider?

If you are from a country that has a 30 day tourist card like the USA, your USA license is valid for 30 days because that is the period of time that you are legally in the DR. This has been answered previously by Guzman.