My credit score is good it's not too bad 700-715 so i know i shouldn't have a problem with a mortgage just where to get it so I don't get hammered with high rates is the question.
I do not agree that you cannot get a mortgage from a US bank for a D.R. house. We arranged our mortgage in Canada using the equity on our house here. It was enough to finance our house there and we were not even asked what it was for. So you never know until you ask or try.
What would be a pretty prime rate? If you could give me an example.