Not surprising, a recent experience of mine just highlighted for me the extent to which insurance companies get ripped off...thought I would share.
I have a chronic neck problem which flares up from time to time. When this does, the pain and spasm can only be relieved by the intravenous administration of the analgesia and, exacerbates very rapidly if not treated promptly.
So on a recent trip to Barahona, I had the first signs of the problem and took some meds in the early morning. After a full day of travelling all the way to Jimani, the pain became unbearable by the time we reached Duverge on the way back to Barahona. Wont go into it but trip back was intolerable due to pain and had to improvise in car to create a cervical collar for support as I couldnt hold my head up by this point.
On arrival into Barahona, I stopped in at a farmacia and bought some powerful meds, previously tried and tested...but 4 hours after ingestion, pain was worse. By 8pm, we made our way into town and went to one of the local hospitals (name eludes me). Upon request, I was told they didnt accept international travel insurance and by this time, overcome by pain, I requested them just to please help me, I would pay. Now with an offer like that from a gringa, the world could have been their oyster. Instead, the doctor and nurse trated me immediately and the part I find amusing is that nbodoy asks a name , ie, no medical record
. They had me wait about 15 mins to ensure effectiveness of injection and upon departure, paid the grand total of.....RD$550. I was shocked.
So now lets go back to the same scenario in 2008 when I presented to Bournigal in POP with identical problem. Insurance was verified in business office , I spoke to the company directly and 2 copies were taken of my credit card. I was duly treated with the identical treatment I had received in Barahona...for the grand total billed to Sun Life Insurance....USD$1072.00!!!
Some adjustments were made and Sun Life settled my bill with Bournigal directly for USD$972.00.
Any wonder why the premiums are the price they are?????:ermm:
I have a chronic neck problem which flares up from time to time. When this does, the pain and spasm can only be relieved by the intravenous administration of the analgesia and, exacerbates very rapidly if not treated promptly.
So on a recent trip to Barahona, I had the first signs of the problem and took some meds in the early morning. After a full day of travelling all the way to Jimani, the pain became unbearable by the time we reached Duverge on the way back to Barahona. Wont go into it but trip back was intolerable due to pain and had to improvise in car to create a cervical collar for support as I couldnt hold my head up by this point.
On arrival into Barahona, I stopped in at a farmacia and bought some powerful meds, previously tried and tested...but 4 hours after ingestion, pain was worse. By 8pm, we made our way into town and went to one of the local hospitals (name eludes me). Upon request, I was told they didnt accept international travel insurance and by this time, overcome by pain, I requested them just to please help me, I would pay. Now with an offer like that from a gringa, the world could have been their oyster. Instead, the doctor and nurse trated me immediately and the part I find amusing is that nbodoy asks a name , ie, no medical record
. They had me wait about 15 mins to ensure effectiveness of injection and upon departure, paid the grand total of.....RD$550. I was shocked.So now lets go back to the same scenario in 2008 when I presented to Bournigal in POP with identical problem. Insurance was verified in business office , I spoke to the company directly and 2 copies were taken of my credit card. I was duly treated with the identical treatment I had received in Barahona...for the grand total billed to Sun Life Insurance....USD$1072.00!!!
Some adjustments were made and Sun Life settled my bill with Bournigal directly for USD$972.00.
Any wonder why the premiums are the price they are?????:ermm:
