let's take a hypothetical situation: my wife is dominican. she has permanent residency in canada as well as a bank account in her name. she sells her land in the dr for a 6-figure sum to a foreigner, let's say in europe. are there any legal ramifications, financial penalties if she has the foreigner transfer the money directly to that bank account in canada? she doesn't want the money to go to the dr bank account because if she needs to bring the money to canada, the dr govt will penalize her by what, 10% at least?