Vehicle purchase ( private sale and dealership)

chicagoan14

Newbie
Apr 2, 2019
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I bought my car on credit luckily through a connection I had but ended up paying it off after a year. I traded my first car in that I had paid in cash and had to go to get a copy of the matricula. That was the only pain. It's an extremely ridiculous process in my opinion, but it is not my country and I respect it. Pretty straightforward transaction. I did end up getting my insurance through the dealership, I was curious to know if they were taking a bit off the top for themselves. Once I paid it off and started paying the Colonial directly, it was the same cost.

I haven't had any major issues with the jeep. It's held up well and I can still get a nice chunk of change if I decide to upgrade.
 

arete92

Active member
Jul 5, 2018
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Yes Dealer took care of all paper work, no lawyer needed.

I am a resident. Whether you are or not you will still need basic insurance to drive the car. If they pay in serious claims is a gray zone.
Basic insurance here (Seguro de Ley) offers little protection ( I think around 50000 pesos liability) but is mandatory.

If you buy on credit I think dealer will request full insurance and you will not be the owner until fully paid.
Be careful here car dealers are know to make a piece of junk look really good. (most common like turn back mileage and many more things that inexperience buyer can not recognize)
How much is this every month suguro de ley if the vehicle is older than ten years ? Also there is suguro de conductor as well right that she extended coverage for the driver ?
Buying a new car is a bit of a nuisance in this country.... GPS aside.

To maintain the warranty, 5,000km oil changes are req'd.... but wait
Must be done at a certified center.... not your local guy.... no appt - go line up

In my case, the closest is over 2 hrs away.... in the big cities, not such a problem

Something to keep in mind............
Buying a new car is a bit of a nuisance in this country.... GPS aside.

To maintain the warranty, 5,000km oil changes are req'd.... but wait
Must be done at a certified center.... not your local guy.... no appt - go line up

In my case, the closest is over 2 hrs away.... in the big cities, not such a problem

Something to keep in mind............
That's I cant find the proper words... the Dominican way I guess. You know what i'm alluding too lol the weird bureaucratic traps
 

XTraveller

Well-known member
Aug 21, 2010
666
314
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Arete,
1. I do not know the price for Seguro de ley, this is basic liability insurance required by law (this insurance does not cover the car) in in my opinion not enough to protect you in a serios accident involving people injured.
2. I never heard about "suguro de conductor" you maybe mixing it up with "casa de conductor"
 

arete92

Active member
Jul 5, 2018
293
109
43
I'll provide an update so far just to give people some inside looks and share experiences. I am looking for a truck specifically - truck because I like having an oil pan attached to the vehicle. I went to La Vega cause they had the vehicle I wanted tried charging me about 50,000 peso more for the L200 Mit. because I was Extranjero despite being with Dominicans. I walked away as i'm not setting the bar for extranjeros to be screwed here anymore than we already have. This vehicle goes for normally anywhere from 385,000 - 480,000 from what I see lower and upper have obvious contrasts.. went to look at one via private sale with a Dominican mechanic verified the vehicle was OK. made the deal at 360,00 with about 50k of work to be done i.e window motors, tires etc. They did have the papers but the photo copy; verified the vehicle was in the duenos name. Apparently he left the papers in Santo Dominigo and didn't want to go back to the capital to provide the original papers which is strange so either they're very lazy, or they're trying to sell the truck 7 times. Some context for people who don't know... if you dont have the original papers here you are only borrowing the vehicle until someone comes looking for it. Still waiting for the original paper work to proceed otherwise I will continue to look for something that's in OK condition. Just sharing so far to help others potentially.
 

arete92

Active member
Jul 5, 2018
293
109
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Update: was supposed to make the sale, got all my documents in order with the lawyer waiting. The Dueno told me he had a flat tire... OK fine didn't want to subtract 2,000 pesos from the sale which I wasn't surprised about cause it's here - I let it slide then messaged me back saying he wasn't sure he wanted to sell it cause the reason why he was selling it was because his mother was sick and was hoping to get the full amount ( yayaya me burro en el campo necesita medicacion tmbn ) at which point I begin laughing because I know what's going on. I am annoyed about this but honestly my expectations of Dominicans is so low that it didn't surprise me that much but I was annoyed because my time was wasted. Here is the moral of the story; go to an agency only if you're an externjero and give a friend a thousand pesos to go pretend he's buying it as well as your mechanic to verify and talk it down; not only will you save money and mitigate your chances of getting a lemon but you will also avoid the headache I went through.

This was my first time buying a car/truck in this country and I need to underline this part. Do not trust a seller you do not know in any way shape or form as there is a high likelihood they want to give you copies of the papers and sell it 5 times until the police come looking for it because you "stole" it. I have a friend ( Dominican ) who spent 1 month in prison because he bought a car from a friend of a friend for 175 only to find out it was stolen from the capital he spent one month cause his father works for the P.N otherwise it was going to be three for extranjeros it would have been 6 months or probably half a million pesos to get out. Agency, Agency or someone you trust 110%. My experience, live and learned. Here is another sinister scenario, go to buy the truck and you get robbed; unfortunately I know a Dominican friend who went to go pick up a motor cross bike for 55 with no papers he got robbed.

We think this only happens to us but it more frequently happens to them actually, to put it into perspective and a positive spin.. at least most of us have the fortunate opportunity to leave when we want and deal with the trust systems we have employed in most of our respective countries; for Dominican this is the reality of normal - I feel bad for them as well.

Anyways I don't want to ramble anymore - work with people you can trust or have their reputation on the line.
 
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william webster

Rest In Peace WW
Jan 16, 2009
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On one of my purchases, the seller wanted the money in cash $$$.....

I said - Fine...... come to the bank with me.

I withdrew, we counted and we walked out together with the cash ---- HE had it

Deal went well after that ............ but I wasn't walking around SD with a wad of $$$
 

Drperson

Well-known member
Sep 19, 2008
1,114
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Update: was supposed to make the sale, got all my documents in order with the lawyer waiting. The Dueno told me he had a flat tire... OK fine didn't want to subtract 2,000 pesos from the sale which I wasn't surprised about cause it's here - I let it slide then messaged me back saying he wasn't sure he wanted to sell it cause the reason why he was selling it was because his mother was sick and was hoping to get the full amount ( yayaya me burro en el campo necesita medicacion tmbn ) at which point I begin laughing because I know what's going on. I am annoyed about this but honestly my expectations of Dominicans is so low that it didn't surprise me that much but I was annoyed because my time was wasted. Here is the moral of the story; go to an agency only if you're an externjero and give a friend a thousand pesos to go pretend he's buying it as well as your mechanic to verify and talk it down; not only will you save money and mitigate your chances of getting a lemon but you will also avoid the headache I went through.

This was my first time buying a car/truck in this country and I need to underline this part. Do not trust a seller you do not know in any way shape or form as there is a high likelihood they want to give you copies of the papers and sell it 5 times until the police come looking for it because you "stole" it. I have a friend ( Dominican ) who spent 1 month in prison because he bought a car from a friend of a friend for 175 only to find out it was stolen from the capital he spent one month cause his father works for the P.N otherwise it was going to be three for extranjeros it would have been 6 months or probably half a million pesos to get out. Agency, Agency or someone you trust 110%. My experience, live and learned. Here is another sinister scenario, go to buy the truck and you get robbed; unfortunately I know a Dominican friend who went to go pick up a motor cross bike for 55 with no papers he got robbed.

We think this only happens to us but it more frequently happens to them actually, to put it into perspective and a positive spin.. at least most of us have the fortunate opportunity to leave when we want and deal with the trust systems we have employed in most of our respective countries; for Dominican this is the reality of normal - I feel bad for them as well.

Anyways I don't want to ramble anymore - work with people you can trust or have their reputation on the line.
thanks for the good information. Well done
 

arete92

Active member
Jul 5, 2018
293
109
43
On one of my purchases, the seller wanted the money in cash $$$.....

I said - Fine...... come to the bank with me.

I withdrew, we counted and we walked out together with the cash ---- HE had it

Deal went well after that ............ but I wasn't walking around SD with a wad of $$$
hell no, if I have to withdraw anything of value I do the same thing; come to the bank with me and we'll count it together with the paper in front of us. Unfortunately you cannot leave any wiggle room here or it will be exploited. One of the things that I have always hated here is making the transactions in cash and having the teller count in front of the long line behind me because the teller is not the only one counting.
 

william webster

Rest In Peace WW
Jan 16, 2009
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I just didn't want to carry that money..... he was fine with it.

We went back to his apartment, he counted again.... we signed and were done

The Car Concierge was with us - he had lined it all up for a smooth paper transition/closing

Piece of cake
 

arete92

Active member
Jul 5, 2018
293
109
43
I just didn't want to carry that money..... he was fine with it.

We went back to his apartment, he counted again.... we signed and were done

The Car Concierge was with us - he had lined it all up for a smooth paper transition/closing

Piece of cake
Nice glad it went well.