It would be an exceptionally rare instance for someone to post "everything is possible" and then have to admit that:
1) They had vehicle insurance that was not honoured when needed
2) They were hassled/denied entry based on overstaying
3) They had the excessive goods in their suitcase seized/taxed by aduanas
4) Health insurance covered was limited
Lots of speculation, flying around as well as lots of purposeful disregarding of written laws for the sake of convenience or because a workaround exists. From paying an inducement to get something done all the way to lying and hiding the truth, some see nothing wrong with gaming the system so it would be a real shocker for these same people to publicly admit perhaps their previous stance on any particular issue was in error.
These posters either fade away or never mention the experience that was an "unlucky one-off" because the planets happened to be aligned that day. It has been a fairly safe bet that the Govt will continue to not enforce some of the laws in this country, but there is no guarantee of that always being the case.
Same with insurance companies, small settlements may not trigger any sort of consequence as collecting premiums going forward is better business than giving customers the boot because no one seems to care if they have a license or not. However, get into a serious situation where someone dies or their brand new Lexus gets totaled and maybe the leniency usually given, would be harder to pass on - I don't know, I just avoid putting myself in those situations of uncertainty when I can.