- Thread starter zmth
- Start date
bank account Fraud,Banco del Progresso
You thought wrong. People travel back and forth from the US to the DR with Birth Certificates. In fact here is an update yesterday. http://www.dr1.com/forums/showthread.php?t=51794zmth said:
Which in effect extended the land crossings another year.
zmth said:
No, he doesn't have a strange way of interpreting things. I'm prepared to bet that a large percentage of people reading your responses would have made exactly the same interpretation.
You have a lot of diffuse anger over this situation, do you not? It would appear that you are expressing this anger in a tone which attacks anyone who makes a suggestion. I think you need to recall that you were the one who made the original post (well, several, actually, in a whole lot of different fora). You are the one who has the problem, not the people responding, who are trying to help. Human nature being what it is, they will stop trying unless you exhibit a little more .......er........charm in your general demeanour.
Most adults who experience anger over a situation try to harness it by converting it into action as has been suggested in many of the posts. Whereas you seem content to complain at the end of a keyboard. There is a game called 'why don't you?.............' to which the response is 'yes but.......'
The only way for others not to get sucked into this game, is to refuse to play it.
Here endeth the first lesson.............
HOWMAR said:
This happenned to me at Banco Popular a few years back, they allowed me to open a savings account without a passport (BC and DL is all I had) and I made some significant deposits over the next few years until I had a nice sum.
When I went to make a withdrawal I was told that I needed a passport or no money, period. I screamed yelled and threatened and finally they sent me down to the branch where I had opened the account and I was finally taken care of, but I learned from that experience that being in the DR with no passport is possible but not recommendable.
I got a passport and finally a cedula and now my life is alot easier.
I seriously doubt that the OP is going to get anything accomplished from abroad no matter how many kind strangers intercede on his behalf. He is going to have to go in person to the bank branch where he opened his account and if he has his passport in his hand when he does whatever happens next will likely be less frustrating than what he has experienced so far.
Okay, let me give the update (as best I have it)!
I have received an e-mail from the Puerto Plata Manager showing the chat between HE & the manager of the Santo Domingo branch (where the "Fraud" is supposed to have taken place). This e-mail indicates that the manager of Sto. Dgo. branch has written two e-mails to zmth - the last one being yesterday morning. IF YOU HAVE NOT RECEIVED THESE zmth, let me know & I will pass on the direct e-mail address for YOUR branch AND the manager so you can write directly to him.
PLEASE, before you start yelling blue murder at me that you have not received them, check your JUNK mail too, it might have gone into there for some reason or other that I am unaware of - it HAPPENS & it won't be the banks fault either!!
I was supprised to see your coment about not knowing a passport was not necessary for re-entry to the US, did you not see that comment on my PM & e-mail of the 16th June? I made exactly the same comment as HOWMAR on that date in TWO communications to you! To save you having to respond to the question re having HAD a passport when you opened the bank account (I think that is what you mentioned to me) You have subsequently let it lapse & not yet re-instated it. Am I correct in my interpretation?
You are correct. You DID thank me for my first communication to you & you HAVE signed off with the word "thanks" in most e-mails too. As I said in an earlier post - I have got used to the brevity of some posters!!
Please advise as to what success you have had with the contact I gave you at Tranacciones Financieras. Have they been sending your interest each month to the bank? Have you sent them the receipt they asked for or some means of confirming you ARE the entitled recipient? This element is perhaps a lot more important than the dormant bank account & I would love to know what has been happening to the monthly interest. ~ Grahame.
I have received an e-mail from the Puerto Plata Manager showing the chat between HE & the manager of the Santo Domingo branch (where the "Fraud" is supposed to have taken place). This e-mail indicates that the manager of Sto. Dgo. branch has written two e-mails to zmth - the last one being yesterday morning. IF YOU HAVE NOT RECEIVED THESE zmth, let me know & I will pass on the direct e-mail address for YOUR branch AND the manager so you can write directly to him.
PLEASE, before you start yelling blue murder at me that you have not received them, check your JUNK mail too, it might have gone into there for some reason or other that I am unaware of - it HAPPENS & it won't be the banks fault either!!
I was supprised to see your coment about not knowing a passport was not necessary for re-entry to the US, did you not see that comment on my PM & e-mail of the 16th June? I made exactly the same comment as HOWMAR on that date in TWO communications to you! To save you having to respond to the question re having HAD a passport when you opened the bank account (I think that is what you mentioned to me) You have subsequently let it lapse & not yet re-instated it. Am I correct in my interpretation?
You are correct. You DID thank me for my first communication to you & you HAVE signed off with the word "thanks" in most e-mails too. As I said in an earlier post - I have got used to the brevity of some posters!!
Please advise as to what success you have had with the contact I gave you at Tranacciones Financieras. Have they been sending your interest each month to the bank? Have you sent them the receipt they asked for or some means of confirming you ARE the entitled recipient? This element is perhaps a lot more important than the dormant bank account & I would love to know what has been happening to the monthly interest. ~ Grahame.
response
i would call it asking a question after i already thanked him in the first sentence. perhaps only the last part may have been a little sensitive. Anyway
it is pertinent as i have a bank out of state and have never even been there and they are always prompt about answering any question. And i can assure you that if a foreigner living outside usa, eg. spanish speaking person, sent them a message entirely in Spanish that person would get an answer promptly probably in both Spanish and english. And if he wanted to withdraw the bank would arrange a way to send him funds if he wanted to make a withdrawel.. There are an infinite number of reasons a person may not be able to go to the bank in person - eg hospitalization etc. etc. NOw correct me if i am wrong but that bank has published assets over 10 billion us dollars so there is no excuse for their action - in fact assuming i cannot go there in person for any of an infinite number of reasons then they have essentially stolen my money. In fact since they don't answer it may not be any different even if i could or would go there in person. Being a "third world country " is NO excuse. Otherwise it would seem they are fraudulent or offer very substandard service and it is ok as they want to still project the traditional attitude of being a third world country offering substandard service( or fraudulent) and not be held accountable for any wrongdoing. That is ridiculous and they should be held accountable just as any other bank in the usa or world for that matter. It seems this may be a way for them to "steal" money from people knowing that some certain percentage will not be able to or not bother to go there in person.
i would call it asking a question after i already thanked him in the first sentence. perhaps only the last part may have been a little sensitive. Anyway
it is pertinent as i have a bank out of state and have never even been there and they are always prompt about answering any question. And i can assure you that if a foreigner living outside usa, eg. spanish speaking person, sent them a message entirely in Spanish that person would get an answer promptly probably in both Spanish and english. And if he wanted to withdraw the bank would arrange a way to send him funds if he wanted to make a withdrawel.. There are an infinite number of reasons a person may not be able to go to the bank in person - eg hospitalization etc. etc. NOw correct me if i am wrong but that bank has published assets over 10 billion us dollars so there is no excuse for their action - in fact assuming i cannot go there in person for any of an infinite number of reasons then they have essentially stolen my money. In fact since they don't answer it may not be any different even if i could or would go there in person. Being a "third world country " is NO excuse. Otherwise it would seem they are fraudulent or offer very substandard service and it is ok as they want to still project the traditional attitude of being a third world country offering substandard service( or fraudulent) and not be held accountable for any wrongdoing. That is ridiculous and they should be held accountable just as any other bank in the usa or world for that matter. It seems this may be a way for them to "steal" money from people knowing that some certain percentage will not be able to or not bother to go there in person.
Lambada said:No, he doesn't have a strange way of interpreting things. I'm prepared to bet that a large percentage of people reading your responses would have made exactly the same interpretation.
You have a lot of diffuse anger over this situation, do you not? It would appear that you are expressing this anger in a tone which attacks anyone who makes a suggestion. I think you need to recall that you were the one who made the original post (well, several, actually, in a whole lot of different fora). You are the one who has the problem, not the people responding, who are trying to help. Human nature being what it is, they will stop trying unless you exhibit a little more .......er........charm in your general demeanour.
Most adults who experience anger over a situation try to harness it by converting it into action as has been suggested in many of the posts. Whereas you seem content to complain at the end of a keyboard. There is a game called 'why don't you?.............' to which the response is 'yes but.......'
The only way for others not to get sucked into this game, is to refuse to play it.
Here endeth the first lesson.............
zmth said:
Everything you are saying is defendable if not correct (I am not making a judgement on it)
But if you want your money you are most likely going to have to go there, or at least make the bank think you did.
update and reply esp. to Bush
Ok thanks so much for your suggestion. I have found two emails from bank personnel in bulk folder which i have included below
but only part of the one from Virgilio Martinez have i recorded here... I don't know why they ended up there. I should have
thought of it myself as it has happenned occasionally before regarding other emails. Yes i did see your post about the passport
issue before but as i recall you said there may still be a problem reentering usa. I don't know why a lady from the passport
agency told me I could not go to DREP without one just a couple months ago. Anyway there may be extra problems without
one - i may get an official who is mistaken about the rules also and at best I may be detained, at worst not be able to re-enter us.
Also not having one to present to bank or perhaps transacciones may make things quite a bit more difficult or impossible also. I
did have a passport and have zerox copies of the one i opened the bank account with etc. It has not expired but i have lost it.
And beleive or not it seems getting a replacement for a lost one is more trouble than getting an original from what i hear now,
though over 18 years ago in Philippines i was able to get a replacement for one i said was lost very quickly. I guess it depends
upon where you are or maybe things have changed quite a bit now. Regarding the bank the balance she gave me below indicates
i am short about 7 or 8 thousand from what it should be now had transacciones been making all deposits they were supposed to
and what they were making, about $600, for a while back.
This may well be because i think i had $20,000 or maybe 30k with Dato-Centro and an email a week or so ago from
cmanuelcastillo@hotmail.com of transacciones said they had gone bankrupt about 2 years ago but that would mean since they
were at 12% or $200 per month i should be only about $5,000(assuming i had 20k with them) or maybe all the shortage if i had
30k with them - i really can't remember but am almost positive between Caribe and Dato centro it is 60k total either 30k both
or 40k with Caribe and 20k dato centro. In the latter case transacciones may have also stopped the other $400/month from
Caribe tours sometime between 6 to 20 months ago. I saw an email from cmanuelcastillo@hotmail.com of transacciones today
and he said he saw several deposit slips with my name on it but he did not say when as i know they had been saving deposit
slips way back from 2001. He said he will check it out it in more detail and let me know today or in a couple days - i don't
know if he really will or not though. By the way do you know anything about
Dato-Centro going bankrupt. I have one official receipt emblem for only the first 10k with Caribe and another cancelled check
for 20 or 30k to Caribe. Haven't yet found any cancelled ck or any receipt for a payment to Dato-centro. I should have thought
to have gotten a receipt or some proof when i first paid transacciones for the 20 or 30k to Dato-centro as i understand there
may be possible for some compensation of bankruptcy case. Do you know anything about how settlements are made in such
bankruptcy proceedings? I wonder if they are going to rely on proof from me that i had investment with them or they will have
their own records. I hope the latter. Again thanks for your suggestion about the "junk" mail. It was actually bulk, though i haven't
seen any of the other last two messages to which you are referring or many other emails i sent to others at the bank in the past
but anyway the one from IndhiraB@progreso.com.do really has helped a lot and also the one from your contact VIRGILIO
MARTINEZ PRATTS may suggest there is hope after all and perhaps i was mistaken about the fraud and other comments i
have made about the bank. I may email back these two and tell them about the situation now. thanks again.
-----------------------------------
-----------------------------------------------------------
Mr. Smith, in answer of your request about your saving account balance I
attach the information you asked for.
Account Number: 646-500000-1
Balance at 23-6-2006: US$12,320.21
If you have any questions feel free to contact us at our office in Lope de
Vega Branch in our phone number (809)378-3264.
Sorry for the delate in our answer.
Indhira G. B?ez Mart?nez
Sub-Gerente de Negocios y Servicios
Suc. Lope de Vega
Telf. 809-378-3264
Fax 472-1486
E-Mail: IndhiraB@progreso.com.do
-------------------------------------------------------------
Buenas tardes, Sr. Bush,
Le remito la respuesta del oficial de la cuenta, Sr. Luis Pe?a, gerente de la sucursal origen, quien ha enviado varios correos
electr?nicos, con la informaci?n requerida por el due?o de la cuenta Sr. Wade Smith. Por favor que revise su i-mail, por si tiene
alg?n inconveniente.
Gracias anticipada por su ayuda!!
Saludos.
VIRGILIO MARTINEZ PRATTS
GERENTE
SUC. PUERTO PLATA
TEL: 809-320-0504, EXT. 229
CEL: 809-383-9429
FAX: 809-320-7271
virgiliom@progreso.com.do
-----Mensaje original-----
De: Luis Pe?a
Enviado el: Martes, 27 de Junio de 2006 12:10 p.m.
Para: Virgilio Martinez
Asunto: RV: El Senor Wade Smith - cliente de Santo Domingo
Le hemos enviado dos (2) correos al cliente a los email que nos indicara, ser?a conveniente verificar si los recibi?, el ?ltimo lo
enviamos esta ma?ana nuevamente.
Saludos,
Luis A. Pe?a Alm?nzar
Gerente Suc. Lope de Vega
Tel?f. 378-3264 Ext. 225
E:Mail:Luisp@progreso.com.do
-----Mensaje original-----
De: Virgilio Martinez
Ok thanks so much for your suggestion. I have found two emails from bank personnel in bulk folder which i have included below
but only part of the one from Virgilio Martinez have i recorded here... I don't know why they ended up there. I should have
thought of it myself as it has happenned occasionally before regarding other emails. Yes i did see your post about the passport
issue before but as i recall you said there may still be a problem reentering usa. I don't know why a lady from the passport
agency told me I could not go to DREP without one just a couple months ago. Anyway there may be extra problems without
one - i may get an official who is mistaken about the rules also and at best I may be detained, at worst not be able to re-enter us.
Also not having one to present to bank or perhaps transacciones may make things quite a bit more difficult or impossible also. I
did have a passport and have zerox copies of the one i opened the bank account with etc. It has not expired but i have lost it.
And beleive or not it seems getting a replacement for a lost one is more trouble than getting an original from what i hear now,
though over 18 years ago in Philippines i was able to get a replacement for one i said was lost very quickly. I guess it depends
upon where you are or maybe things have changed quite a bit now. Regarding the bank the balance she gave me below indicates
i am short about 7 or 8 thousand from what it should be now had transacciones been making all deposits they were supposed to
and what they were making, about $600, for a while back.
This may well be because i think i had $20,000 or maybe 30k with Dato-Centro and an email a week or so ago from
cmanuelcastillo@hotmail.com of transacciones said they had gone bankrupt about 2 years ago but that would mean since they
were at 12% or $200 per month i should be only about $5,000(assuming i had 20k with them) or maybe all the shortage if i had
30k with them - i really can't remember but am almost positive between Caribe and Dato centro it is 60k total either 30k both
or 40k with Caribe and 20k dato centro. In the latter case transacciones may have also stopped the other $400/month from
Caribe tours sometime between 6 to 20 months ago. I saw an email from cmanuelcastillo@hotmail.com of transacciones today
and he said he saw several deposit slips with my name on it but he did not say when as i know they had been saving deposit
slips way back from 2001. He said he will check it out it in more detail and let me know today or in a couple days - i don't
know if he really will or not though. By the way do you know anything about
Dato-Centro going bankrupt. I have one official receipt emblem for only the first 10k with Caribe and another cancelled check
for 20 or 30k to Caribe. Haven't yet found any cancelled ck or any receipt for a payment to Dato-centro. I should have thought
to have gotten a receipt or some proof when i first paid transacciones for the 20 or 30k to Dato-centro as i understand there
may be possible for some compensation of bankruptcy case. Do you know anything about how settlements are made in such
bankruptcy proceedings? I wonder if they are going to rely on proof from me that i had investment with them or they will have
their own records. I hope the latter. Again thanks for your suggestion about the "junk" mail. It was actually bulk, though i haven't
seen any of the other last two messages to which you are referring or many other emails i sent to others at the bank in the past
but anyway the one from IndhiraB@progreso.com.do really has helped a lot and also the one from your contact VIRGILIO
MARTINEZ PRATTS may suggest there is hope after all and perhaps i was mistaken about the fraud and other comments i
have made about the bank. I may email back these two and tell them about the situation now. thanks again.
-----------------------------------
-----------------------------------------------------------
Mr. Smith, in answer of your request about your saving account balance I
attach the information you asked for.
Account Number: 646-500000-1
Balance at 23-6-2006: US$12,320.21
If you have any questions feel free to contact us at our office in Lope de
Vega Branch in our phone number (809)378-3264.
Sorry for the delate in our answer.
Indhira G. B?ez Mart?nez
Sub-Gerente de Negocios y Servicios
Suc. Lope de Vega
Telf. 809-378-3264
Fax 472-1486
E-Mail: IndhiraB@progreso.com.do
-------------------------------------------------------------
Buenas tardes, Sr. Bush,
Le remito la respuesta del oficial de la cuenta, Sr. Luis Pe?a, gerente de la sucursal origen, quien ha enviado varios correos
electr?nicos, con la informaci?n requerida por el due?o de la cuenta Sr. Wade Smith. Por favor que revise su i-mail, por si tiene
alg?n inconveniente.
Gracias anticipada por su ayuda!!
Saludos.
VIRGILIO MARTINEZ PRATTS
GERENTE
SUC. PUERTO PLATA
TEL: 809-320-0504, EXT. 229
CEL: 809-383-9429
FAX: 809-320-7271
virgiliom@progreso.com.do
-----Mensaje original-----
De: Luis Pe?a
Enviado el: Martes, 27 de Junio de 2006 12:10 p.m.
Para: Virgilio Martinez
Asunto: RV: El Senor Wade Smith - cliente de Santo Domingo
Le hemos enviado dos (2) correos al cliente a los email que nos indicara, ser?a conveniente verificar si los recibi?, el ?ltimo lo
enviamos esta ma?ana nuevamente.
Saludos,
Luis A. Pe?a Alm?nzar
Gerente Suc. Lope de Vega
Tel?f. 378-3264 Ext. 225
E:Mail:Luisp@progreso.com.do
-----Mensaje original-----
De: Virgilio Martinez
EXCELLENT!!!! You are in contact by e-mail with both parties concerned with looking after your investments!! I am delighted to hear that Banco Progreso are NOT the crooks you thought they were & hope you will make that point more clearly once you have established the fact that your account is open & available to you once again!!
As there is still a lot of confusion in your mind as to WHAT you deposited in the first place & HOW MUCH should be going into your account each month/quarter or whatever, I would suggest (as I did in an e-mail sometime ago) that you try to pay much more atention to these elements so a cry of "FRAUD" can be avoided in the future. It might be sensible to add the e-mail addresses of the people at Banco Progreso & Tranactiones Financieras onto your 'Whitemail' or 'accepted' contact list for future easy & secure retrieval!!
I intend backing out now - I have proved the point about Banco Progreso which is all I wanted to do. Bankruptcy claims (et al) I know nothing about & it might be sensible to look for a lawyer who specialises in this area. Maybe post a seperate question in the legal forum to see if Fabio Guzman has any contacts he would recommend! ~ Grahame.
As there is still a lot of confusion in your mind as to WHAT you deposited in the first place & HOW MUCH should be going into your account each month/quarter or whatever, I would suggest (as I did in an e-mail sometime ago) that you try to pay much more atention to these elements so a cry of "FRAUD" can be avoided in the future. It might be sensible to add the e-mail addresses of the people at Banco Progreso & Tranactiones Financieras onto your 'Whitemail' or 'accepted' contact list for future easy & secure retrieval!!
I intend backing out now - I have proved the point about Banco Progreso which is all I wanted to do. Bankruptcy claims (et al) I know nothing about & it might be sensible to look for a lawyer who specialises in this area. Maybe post a seperate question in the legal forum to see if Fabio Guzman has any contacts he would recommend! ~ Grahame.
I am delighted to learn that Banco del Progreso is NOT fraudulent. If the OP does not come back with a full and obvious retraction of his original allegation against Progreso, maybe a moderator or Robert might alter the thread title in such a way to make it clear it was edited so that a false impression is not given.........?
And while we're at that, since the OP seems incapable of protecting his own interests, it looks like he has posted an email with an account number and a balance.................plus his real name! I would have thought that might give the ID theft merchants a field day.........even more so since he is not in the DR and Smith isn't exactly an unusual surname (among foreigners). :ermm:
Some things never cease to amaze me...................
And while we're at that, since the OP seems incapable of protecting his own interests, it looks like he has posted an email with an account number and a balance.................plus his real name! I would have thought that might give the ID theft merchants a field day.........even more so since he is not in the DR and Smith isn't exactly an unusual surname (among foreigners). :ermm:
Some things never cease to amaze me...................
Sometimes one just simply has to let a poster stand or fall by his/her own actions. In this instance, unless zmth asks me to edit specifically, I will let the information stand. Usually, I would edit personal information to protect people from themselves.
reply
So you think the bank is of no fault you are Crazy - that is the most assinine bank anyone could imagine. Sure if you come back there in person maybe you can get an answer and ONLy that way. Look at all it took just to get an answer of my balance , not to withdraw funds or anything more. It took over a year and only in a non- normal way. If it had not been for DR1 and not only
DR1 but also for the generosity of someone who agrees to spend his time and effort helping others - who he does not even know - i would still not have an answer. I don't retract anything at all i said about BAnco del Progresso !! and would shame them more if i had time. I sent them another email asking for latest deposit and still no answer over a week. Like i said in another post there are an infinite number of reasons why a person cannot come back in person to the bank. Even if he could forcing one to come back in person is totally unreasonable - wasting much time and money of the customer,creating more shortage of natural resources, crowding the traffic congestion even more and on and on... Also what if the account holder dies- i guess we know how the bank makes a lot of their money. If you had a bank like that in the states what would you think? It doesn't matter where in the world within certain reason where the bank is located - service like that is unexcuseable. See an earlier post about about my bank in states etc.
So the only thing i want to finally say like i always did:
BANCO DEL PROGRESSO IS TOTALLY INEPT- OFFERING HORRIBLE SERVICE AND THERE LICENSE SHOULD BE PULLED !!!
So you think the bank is of no fault you are Crazy - that is the most assinine bank anyone could imagine. Sure if you come back there in person maybe you can get an answer and ONLy that way. Look at all it took just to get an answer of my balance , not to withdraw funds or anything more. It took over a year and only in a non- normal way. If it had not been for DR1 and not only
DR1 but also for the generosity of someone who agrees to spend his time and effort helping others - who he does not even know - i would still not have an answer. I don't retract anything at all i said about BAnco del Progresso !! and would shame them more if i had time. I sent them another email asking for latest deposit and still no answer over a week. Like i said in another post there are an infinite number of reasons why a person cannot come back in person to the bank. Even if he could forcing one to come back in person is totally unreasonable - wasting much time and money of the customer,creating more shortage of natural resources, crowding the traffic congestion even more and on and on... Also what if the account holder dies- i guess we know how the bank makes a lot of their money. If you had a bank like that in the states what would you think? It doesn't matter where in the world within certain reason where the bank is located - service like that is unexcuseable. See an earlier post about about my bank in states etc.
So the only thing i want to finally say like i always did:
BANCO DEL PROGRESSO IS TOTALLY INEPT- OFFERING HORRIBLE SERVICE AND THERE LICENSE SHOULD BE PULLED !!!
Lambada said:
That's not exactly what you said. You used the word "Fraud" when you started this thread.zmth said:
We all realize that many of the institutions in the DR are inept according to first world standards. There is also plenty of fraud. Luckily this is just an instance of the former, not the later.
BTW, I'm curious, did you open the account in person or on-line?
partial retraction
First i will retract only one thing i said in last message - that is i did find an answer to my last email to the bank - again it was in bulk mail. NOw i know what you may be thinking - that if i made that mistake on 2 or 3 recent emails maybe i made the same mistake on the prior over a year ago emails. I can assure you that is not true as i checked all back bulk mail and if i accidently deleted or missed one i already sent them my address and tel number in those past emails and if they got repeated inquiries of the same thing they would have answered in another way AND these latest emails would have also made reference to that issue regarding those many past emails. I can assure these latest answers are due primarily or entirely to the personal action of "Bush" user. Yes i did call it fraud and would still call it that because any organization that refuses to answer which they did except for this unusual situation of personal action of "Bush" is in every way to the customer involved as if he does not have an account anymore which is the only message i got from them prior. They should be accused of such since that is apprently the message they are in effect conveying to the customer . Also if they make it that difficult - a person having to come to the island in person when they know or suspect that many won't bother or can't or dead and they can just keep the money is Fraud. I opened the account in person. As to the third world and other issues in general i direct you to my prior post part of which i quote :
"....Anyway
it is pertinent as i have a bank out of state and have never even been there and they are always prompt about answering any question. And i can assure you that if a foreigner living outside usa, eg. spanish speaking person, sent them a message entirely in Spanish that person would get an answer promptly probably in both Spanish and english. And if he wanted to withdraw the bank would arrange a way to send him funds if he wanted to make a withdrawel.. There are an infinite number of reasons a person may not be able to go to the bank in person - eg hospitalization etc. etc. NOw correct me if i am wrong but that bank has published assets over 10 billion us dollars so there is no excuse for their action - in fact assuming i cannot go there in person for any of an infinite number of reasons then they have essentially stolen my money. In fact since they don't answer it may not be any different even if i could or would go there in person. Being a "third world country " is NO excuse. Otherwise it would seem they are fraudulent or offer very substandard service and it is ok as they want to still project the traditional attitude of being a third world country offering substandard service( or fraudulent) and not be held accountable for any wrongdoing. That is ridiculous and they should be held accountable just as any other bank in the usa or world for that matter. It seems this may be a way for them to "steal" money from people knowing that some certain percentage will not be able to or not bother to go there in person....."
First i will retract only one thing i said in last message - that is i did find an answer to my last email to the bank - again it was in bulk mail. NOw i know what you may be thinking - that if i made that mistake on 2 or 3 recent emails maybe i made the same mistake on the prior over a year ago emails. I can assure you that is not true as i checked all back bulk mail and if i accidently deleted or missed one i already sent them my address and tel number in those past emails and if they got repeated inquiries of the same thing they would have answered in another way AND these latest emails would have also made reference to that issue regarding those many past emails. I can assure these latest answers are due primarily or entirely to the personal action of "Bush" user. Yes i did call it fraud and would still call it that because any organization that refuses to answer which they did except for this unusual situation of personal action of "Bush" is in every way to the customer involved as if he does not have an account anymore which is the only message i got from them prior. They should be accused of such since that is apprently the message they are in effect conveying to the customer . Also if they make it that difficult - a person having to come to the island in person when they know or suspect that many won't bother or can't or dead and they can just keep the money is Fraud. I opened the account in person. As to the third world and other issues in general i direct you to my prior post part of which i quote :
"....Anyway
it is pertinent as i have a bank out of state and have never even been there and they are always prompt about answering any question. And i can assure you that if a foreigner living outside usa, eg. spanish speaking person, sent them a message entirely in Spanish that person would get an answer promptly probably in both Spanish and english. And if he wanted to withdraw the bank would arrange a way to send him funds if he wanted to make a withdrawel.. There are an infinite number of reasons a person may not be able to go to the bank in person - eg hospitalization etc. etc. NOw correct me if i am wrong but that bank has published assets over 10 billion us dollars so there is no excuse for their action - in fact assuming i cannot go there in person for any of an infinite number of reasons then they have essentially stolen my money. In fact since they don't answer it may not be any different even if i could or would go there in person. Being a "third world country " is NO excuse. Otherwise it would seem they are fraudulent or offer very substandard service and it is ok as they want to still project the traditional attitude of being a third world country offering substandard service( or fraudulent) and not be held accountable for any wrongdoing. That is ridiculous and they should be held accountable just as any other bank in the usa or world for that matter. It seems this may be a way for them to "steal" money from people knowing that some certain percentage will not be able to or not bother to go there in person....."
Zmth.
At he risk of destroying any gratitude you might express to me for my time & efforts (given voluntarily to protect you from libel & the bank's otherwise good name) let me remind you of a few things.
1) The WORLD does not owe YOU anything - you have to work at it.
2) Being pleasant & courteous get you much further than a lot of (misplaced) anger
3) Clear records that you can refer back to & quote, help when dealing with BIG organisations in a country where records are not of the highest priority
4) Writing in a clear & understandable BUSINESS-like manner could easily have quickened this whole process up
5) Showing 'smile' in your manner of writing would ellicit greater help from officials here & a word of 'Thanks' goes a long way too! Not to me - to those at the bank AND finance institution where you think you had some investments but weren't sure how much, with whom, didn't know if/when payments of interest were to be paid ..........................
There were MANY times I would have given up the quest to help if it were NOT the fact that I wanted to prove your "FRAUD" claim incorrect. Your PM's/e-mails were extremely difficult to understand (comprehend) & facts were sorely missing until I quized you in detail! I have proved your "Fraud" claim to be untrue & can now say this (without venom or anger) .... PLEASE get yourself organised if you want an organised & helpful response!
People & organisations will (generally) help those who are prepared to help themselves, they will be organised if YOU are organised, they will be COURTEOUS if YOU are courteous!
I trust ALL your investments are now in place & that ALL the interest payments due to you (not the ones you THOUGHT were due - just the ones that were legally due), are now with your bank & ready to be withdrawn by you ........ OUT OF THE COUNTRY!! ~ Grahame.
At he risk of destroying any gratitude you might express to me for my time & efforts (given voluntarily to protect you from libel & the bank's otherwise good name) let me remind you of a few things.
1) The WORLD does not owe YOU anything - you have to work at it.
2) Being pleasant & courteous get you much further than a lot of (misplaced) anger
3) Clear records that you can refer back to & quote, help when dealing with BIG organisations in a country where records are not of the highest priority
4) Writing in a clear & understandable BUSINESS-like manner could easily have quickened this whole process up
5) Showing 'smile' in your manner of writing would ellicit greater help from officials here & a word of 'Thanks' goes a long way too! Not to me - to those at the bank AND finance institution where you think you had some investments but weren't sure how much, with whom, didn't know if/when payments of interest were to be paid ..........................
There were MANY times I would have given up the quest to help if it were NOT the fact that I wanted to prove your "FRAUD" claim incorrect. Your PM's/e-mails were extremely difficult to understand (comprehend) & facts were sorely missing until I quized you in detail! I have proved your "Fraud" claim to be untrue & can now say this (without venom or anger) .... PLEASE get yourself organised if you want an organised & helpful response!
People & organisations will (generally) help those who are prepared to help themselves, they will be organised if YOU are organised, they will be COURTEOUS if YOU are courteous!
I trust ALL your investments are now in place & that ALL the interest payments due to you (not the ones you THOUGHT were due - just the ones that were legally due), are now with your bank & ready to be withdrawn by you ........ OUT OF THE COUNTRY!! ~ Grahame.
You're extremely right...
I couldn't agree with you more, Grahame. We are fortunate in that most posters adhere to the suggestions you've just made, making the forum both useful and enjoyable. However, the few who only want to vent try the patience of all who read their posts.
Even if you get it from nowhere else, I thank you for your efforts...you're what the forum should be all about!!
I couldn't agree with you more, Grahame. We are fortunate in that most posters adhere to the suggestions you've just made, making the forum both useful and enjoyable. However, the few who only want to vent try the patience of all who read their posts.
Even if you get it from nowhere else, I thank you for your efforts...you're what the forum should be all about!!
If I owned the bank
...I would verify then refund every centavo (plus 5%), close the account, and circulate your name among my bank-owning colleagues for their "warning lists".
The presence of a responsible co-signing adult would be a non-negotiable requirement for the opening of any new account in your name or under your control.
Nothing personal, of course.
...I would verify then refund every centavo (plus 5%), close the account, and circulate your name among my bank-owning colleagues for their "warning lists".
The presence of a responsible co-signing adult would be a non-negotiable requirement for the opening of any new account in your name or under your control.
Nothing personal, of course.