Have used the Mastercard debit from Direct express for years ... never a problem, the money comes on the same day every month...and they have a overseas customer number that answers calls 24/7, and you can look up all your card info on your computer at ..www.us direct express . com you also need to have them turn the card on for this country, and it will always work in the USA.. one think to remember is that some large grocery stores in the DR will charge you $ 4to 6 dollars to use your overseas card, thats in Santiago and I avoid them, and that stimulus money the US is giving out will appear on that card............