no they are talking about using the internet through someones WIFI network. If you have a laptop with a WIFI transmitter then you talk to someones computer who has a WIFI network. That WIFI network manages the data to the various laptops. The computer which host the network communicates with Verizon on one account. The security they talk about is the key that gets you onto the network. If the hotspot is open access then you don't need a key. If the hotspot is managed access then you need a key or password of some sort. I know enough to be dangerous.