Let's talk health insurance!

[Jan]

I went into my account today. Called a number. Waited. Finally talked to someone. They said I need to fill out a form and mail it (no idea how to mail from DR to USA?). I told her I can't mail it. She gave me another number to call. On hold for a few minutes short of an hour and still listening to the musac. Will up date someday when someone picks up the phone and speaks to me.

 

[SKY]

I went into my account today. Called a number. Waited. Finally talked to someone. They said I need to fill out a form and mail it (no idea how to mail from DR to USA?). I told her I can't mail it. She gave me another number to call. On hold for a few minutes short of an hour and still listening to the musac. Will up date someday when someone picks up the phone and speaks to me.

Stay with it.......

 

[Jan]

Stay with it.......

They said I have to fill out a form and mail it to them. I had it sent to a friend in USA and she can fill it out, sign it and send it back. Such a pain in my big ole buttox. Now wait 7 to 10 days for my friend to get the form. Thank goodness for magic jack.

 

[NanSanPedro]

I went into my account today. Called a number. Waited. Finally talked to someone. They said I need to fill out a form and mail it (no idea how to mail from DR to USA?). I told her I can't mail it. She gave me another number to call. On hold for a few minutes short of an hour and still listening to the musac. Will up date someday when someone picks up the phone and speaks to me.

I was told that MBE is able to mail to the USA. I have yet to try it but need to shortly, probably next week. I will let you know if this works.

 

[johne]

I was told that MBE is able to mail to the USA. I have yet to try it but need to shortly, probably next week. I will let you know if this works.

If all else fails: I'm going north on Aug. 20 I can mail it for you.

 

[JLSawmam]

Looks like they use these couriers to do so...may not be all that advantageous

 

[bob saunders]

I went into my account today. Called a number. Waited. Finally talked to someone. They said I need to fill out a form and mail it (no idea how to mail from DR to USA?). I told her I can't mail it. She gave me another number to call. On hold for a few minutes short of an hour and still listening to the musac. Will up date someday when someone picks up the phone and speaks to me.

You can mail it. Use Express post. https://inposdom.gob.do/servicios/express-mail-service-ems/

 

[JD Jones]

You can mail it. Use Express post. https://inposdom.gob.do/servicios/express-mail-service-ems/

I was going to say the same. Anything registered with a signature receipt required moves pretty fast through inposdom.

 

[johne]

I was going to say the same. Anything registered with a signature receipt required moves pretty fast through inposdom.

Cost a lot of money...no?

 

[bob saunders]

Cost a lot of money...no?

There are no cheap guaranteed options.

 

[JD Jones]

Cost a lot of money...no?

Not as expensive as fedex or DHL, IIRC.

 

[johne]

This thread brings to mind a related subject that we need to discuss: What documents are valid and legal that can be transmitted electronically. And , in what form are signatures accepted between the two countries?
For example I have used electronics to buy and sell houses interstate in the US electronically. Later filed in the system.
I have used a photograph of my signature on a sign-off doc to do the same.
And, I have also used Docu-sign as well.

What methods can be used inter-country DR-USA?

Mods I know this is off-topic but if you think a new thread should be opened... you're the boss.

 

[AlterEgo]

This thread brings to mind a related subject that we need to discuss: What documents are valid and legal that can be transmitted electronically. And , in what form are signatures accepted between the two countries?
For example I have used electronics to buy and sell houses interstate in the US electronically. Later filed in the system.
I have used a photograph of my signature on a sign-off doc to do the same.
And, I have also used Docu-sign as well.

What methods can be used inter-country DR-USA?

Mods I know this is off-topic but if you think a new thread should be opened... you're the boss.

Start a new thread please.

 

[JDFriend]

Great information here! Thanks!!!

Perhaps others could share their plans and experiences.

I am with Humano - second best plan. I started with them 9 years ago when I moved here. Included in my plan is $20k pesos of medications. In order to compare plans it's important to compare apples with apples. The cost depends on coverage and age. This year my premium doubled - I turned 71. In 2022, they covered my hip replacement, my out-of-pocket was not very much. I am satisfied with the coverage and I use most of the $20kpesos of medic. Total premium this year is $1900us (which I pay once/year).

 

[LindseyKaufman]

I am 70 years old. With Universal. I rarely use it although 5 years ago I had a knee replacement and it paid almost 100%.

I pay my own pharmacy bills, dental bills, and I think a co-pay on doctor consultations. Do not know. They always ask for my card and then I pay 1,000 pesos.

Since my knee replacement I have not
Used the insurance.

My annual bill is 182,976. And I have the basic Medicare in the US.

 

[Juan Bosch]

Where do I go to decline?

Just go here. https://www.ssa.gov/. Sign up to open your SS account. Your able to see your SS information along with information about Medicare etc .You can do plenty on line.

 

[Jan]

Just go here. https://www.ssa.gov/. Sign up to open your SS account. Your able to see your SS information along with information about Medicare etc .You can do plenty on line.

I have my SS account and am collecting. I have my medicare account. But to opt out from medicare part b they want it in writing. Must fill out a form.

 

[JLSawmam]

I am with Humano - second best plan. I started with them 9 years ago when I moved here. Included in my plan is $20k pesos of medications. In order to compare plans it's important to compare apples with apples. The cost depends on coverage and age. This year my premium doubled - I turned 71. In 2022, they covered my hip replacement, my out-of-pocket was not very much. I am satisfied with the coverage and I use most of the $20kpesos of medic. Total premium this year is $1900us (which I pay once/year).

In what hospital/clinic and city did you have the hip replacement? I may need to consider one sometime down the road

 

[drpesson]

In what hospital/clinic and city did you have the hip replacement? I may need to consider one sometime down the road

in la vega they do lots and lots of them.

 

[Meemselle]

What I wonder is if it would be wiser to upgrade my Medicare plan and downgrade my insurance here.

But how often do you go to the US and use Medicare? I was just in the US visiting family and made an appointment with my sister's doctor for the Medicare annual wellness visit. I have never done this. I pretty much ignore all communication from Medicare because it's of no use to me living here. The US doctor told me it was a good thing I did the appointment because apparently if you don't (for a certain time or number, I don't know, didn't ask) Medicare will downgrade your plan for non-compliance. This is probably something I should look into. I am very happy with my ARS Universal insurance here. I live here and it is ultimately of much more importance to me than Medicare. Having said that, I am very grateful to have Medicare. One never knows......