I can't see me ever using medicare. I haven't been in USA for almost 14 years. I don't even have anywhere to go if I did travel there. So for me I don't need it.But how often do you go to the US and use Medicare? I was just in the US visiting family and made an appointment with my sister's doctor for the Medicare annual wellness visit. I have never done this. I pretty much ignore all communication from Medicare because it's of no use to me living here. The US doctor told me it was a good thing I did the appointment because apparently if you don't (for a certain time or number, I don't know, didn't ask) Medicare will downgrade your plan for non-compliance. This is probably something I should look into. I am very happy with my ARS Universal insurance here. I live here and it is ultimately of much more importance to me than Medicare. Having said that, I am very grateful to have Medicare. One never knows......
Glad it worked out for you.