Johne, to the topic and to the point - about the example of foreclosures. This may be difficult to even contemplate, but I think that if one lends money to another, you need to be lending in such a way to assure that your loan gets paid back. I think this is a personal responsibility, and not a legal one. Because there still is a sense of community, and a smaller community, it seems to be easier to take personal responsibility for what one does ... everyone knows where you are anyway.
The Dominican community is filled with people that failed to pay off their personal loans, just like every society. What do you suggest for a remedy to ensure loans are paid back, if you are not going to use legal(liens or foreclosure) or illegal(strongarm) methods. Personally what would/have you done. The only surefire method is "to be not a borrower nor lender be" I think Ben Franklin said that.
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